Prove Identity, Inc.

Payfone, Inc.

Rave Wireless, Inc.

Early Warning Services, LLC

Rave Wirless, Inc.

Rodger R Desai

Sung B Kim

Michael Colten Brody

Eric Woodward

Jeffrey Robert Naujok

Ghen Saito

Raju Rishi

Aaron Bartrim

Betty Chan-Bauza

Prashant Janakrai Desai

Christopher Cunningham

Michael Stearne

Chris Cunningham

Matt Brown

Greg Bonin

Kyle Price

Michael Bijelich

Ryan Alexander

Aditya Khurjekar

David Louis Berra

Briefly, example methods, apparatuses, and/or articles of manufacture may be implemented, in whole or in part, using one or more computing devices to obtain, from a communications device, an identifier of the communications device transmitted via a communications network. The communications network may transmit a request for one or more parameters unique to a subscriber of the communications network. The method may also include processing signals indicative of the requested one or more parameters in response to the subscriber entering the one or more parameters into a graphical user interface of the communications device. The method may further include transmitting, to the communications device, one or more signals to provide a complement of subscriber parameters.

Transmitting a complement of user parameters to a communications device

Briefly, example methods, apparatuses, and/or articles of manufacture are disclosed that may be utilized to bring about accessing a data store to determine that signal packets have been received, via an electronic communications network, from a communications device that is to be verified. The communications device being co-located with a real-world identity. The method may additionally include electronically determining that a subscriber account identifier or a subscriber-unique alias is bound to an account held by the real-world identity and electronically tying the subscriber account identifier or the subscriber-unique alias to the real-world identity in response to electronically verifying the communications device after determining that the signal packets have been received from the communications device and in response to electronically determining that the subscriber account identifier or the subscriber-unique alias is bound to the account held by the real-world identity.

Authenticated communications device to tie real-world and digital identities

Briefly, example methods, apparatuses, and/or articles of manufacture are disclosed that may be implemented to represent an identity network corresponding to a communications device subscriber in an electronic or digital domain. The method may include transmitting a message to a communications device. Responsive to the transmitted message, an authenticator may receive a signal to verify that a subscriber having a real-world identity is co-located with the communications device. The method may continue with establishing, in an electronic or digital domain, two or more nodes of an identity network corresponding to aspects of the real-world identity of the subscriber, the identity network being attached to the real-world identity via a persistent identifier, and the two or more nodes of the identity network being linked via one or more relationships.

Identity network representation of communications device subscriber in a digital domain

A transaction authentication system authenticates a transaction by determining whether a mobile device and POS device involved in the transaction are at the same location. A POS registry stores location data for POS devices. A PAN registry stores mobile device IDs corresponding to account numbers. A mobile device ID can be provided from the PAN registry in response to receiving an account number from a POS device. The mobile device ID can then be used to retrieve location information from a home location register maintained by a mobile service provider. The retrieved location data for a POS device and the retrieved location data for a mobile device are compared.

Authentication of transactions conducted using mobile devices

Briefly, example methods, apparatuses, and/or articles of manufacture may be implemented, in whole or in part, to form a secure channel, such as between or among a communications device, a client computing resource, and/or an identity verifier. In particular embodiments, a method may include recognizing via a subscriber identifier, a known communications device within a communications network. The method may additionally include issuing an eSIM to the communications device via the communications network in response to recognizing the communications device and relating the eSIM to the subscriber identifier of the communications device. The method may further include, responsive to receipt of one or more signals from a client computing resource, utilizing encryption provided by the eSIM to form a secure channel between or among the communications device and an identity verifier.

Secure channel formation using embedded subscriber information module (ESIM)

A communications management system for implementing a freeze on electronic transactions. For example, a device management system provides a means of preventing the porting of at least one communication device account&#x2014;such as a cellular phone number&#x2014;from one carrier to another through a list of identifiers that include phone numbers, device identifiers, or personal identifiers that have been enrolled in the device management system through an interface by an authorized user. Advantageously, the device management system provides a revision to the existing phone porting architecture and enables fraud detection and prevention.

Systems and methods for porting communication devices

A system and method allows users to make purchases by charging or funding a prepaid debit card with their cell phone accounts by simulating a user roaming with their mobile device.

System and method for paying a merchant by a registered user using a cellular telephone account

Briefly, in accordance with one or more embodiments, for example, a method and/or system is provided to at least authenticate a mobile subscriber that has been registered via a registration process comprising. A current international mobile subscriber identifier (IMSI) associated with a mobile telephone number received electronically via a network is queried. A database entry created via the registration process including an IMSI associated with a received mobile telephone number at the time of mobile subscriber registration is also queried. At least the current IMSI and the IMSI of the database entry are compared. Account status of the mobile subscriber based at least in part on a match between the current IMSI and the IMSI of the database entry is verified. Verifying the account status includes determining creditworthiness with respect to the account of the mobile subscriber.

System and method for authentication of a registered mobile subscriber

Location-based authentication of transactions conducted using mobile devices

A system and method allows users to make purchases utilizing a mobile subscriber account.

A method for providing assistance to each of a plurality of users, each having been enrolled as a member of a community includes receiving, at a server, communications from corresponding mobile devices, each of which is associated with a user who has enrolled as a member in a first community. These emergency communications were initiated by activation of respective personal security buttons on the mobile devices, and provide information about respective security conditions. In response to the communications, the server alerts corresponding first and second security services that are appropriate responding to the respective security conditions.

Personal security system

The security of a transaction conducted at a mobile device, using a one-time password to authenticate the mobile device user, is enhanced by requiring that the mobile device also be authenticated by providing a valid mobile device ID. A security server that provides the one-time password to the mobile device also provides a hyperlink that, when selected, causes a mobile device ID, such as an IMSI, to be retrieved from a SIM in the mobile device The retrieved mobile device ID is then sent to the security server. A database associated with the security server stores valid mobile device IDs, and compares the retrieved mobile device ID from the mobile device to the valid mobile device ID for that mobile device stored in the database. In alternative embodiments, the mobile device is authenticated without the use of a one-time password. In some cases the mobile device ID may be a phone number returned in an HTTP message header from the mobile device, and it is compared to a mobile device ID maintained by a bank or other entity managing the transaction.

Growing community of inventors

New York, NY, United States of America

Rodger R Desai