Other

Hewlett-packard Company

Verifone Gmbh

Huntington Bancshares Incorporated

Robert W Murphy

William M Randle

David L James

Terry L Geer

Ruth Rosenberg

Tuong T Tran

Jodie M Fredelake

Rick Bartlett

Richard Ercole

Paul Lampru

Fabio Fontana

Dennis Roman

Mark L Ouellette

An infrastructure for a real time bank-centric universal payment system ( ) in which a central processing system (CPU) defines an electronic commerce trust system ( ) formed from a plurality of financial service provider members ( ) subscribing to a common standard having applicability throught the infrastructure. The central processing unit is operatively interconnected to the correspondent processing units of financial service provider members ( ) that in turn are operatively interconnected through access mechanisms to a network of customers ( ) and goods and services providers ( ) who are account subscribers with the financial service provider member ( ) and subject to the common standard of the system. The CPU provides non-revocable real time debit and credit transactions and effects net settlement between and among members through a central exchange monetary system. Features of the infrastructure include ECTS hot file, bill presentment and payment options and provider designed services that enhance brand identity.

Real time bank-centric universal payment system

An infrastructure for a real time bank-centric universal payment system in which a central processing unit (CPU) defines an electronic commerce trust system formed from a plurality of financial service provider members subscribing to a common standard having applicability throughout the infrastructure. The central processing unit is operatively interconnected to the correspondent processing units of financial service provider members that in turn are operatively interconnected through access mechanisms to a network of customers and goods and services providers who are account subscribers with the financial service provider member and subject to the common standard of the system. The CPU provides non-revocable real time debit and credit transactions and effects provider net settlement between and among members through a central exchange monetary system. Features of the infrastructure include an ECTS hot file, bill presentment and payment options and provider designed services that enhance brand identity.

A device for effecting continuous annular fancy cuts such as serrations around melons and the like comprises an elongated substantially linear base and support member having a trough-like cross section. A flat central portion of the base and support member carries an elongated upstanding generally linear cutter which extends longitudinally atop the member and which is adapted at an upper edge to sever the skin of melons and the like. The shape of the cutter when viewed from above in one embodiment is a conventional saw-tooth and the saw tooth cut or serration is provided continuously around a melon midsection by rolling the same along the length of the cutter. Side portions of the trough-like base and support member are oppositely inclined at approximately thirty degrees (30) to urge the melon toward a linear or straight line revolution along and atop the cutter. The height of the cutter relative to the base and support member is such that the melon is severed to a desired depth through and beneath the skin to permit ready separation into half sections.

Device for fancy cutting melons and the like

Growing community of inventors

Lafayette, CA, United States of America

Robert W Murphy