Diebold, Inc.

Diebold Self-service Systems Division of Diebold, Inc.

Diebold Nixdorf, Incorporated

Diebold Self-service Systems, Incorporated

Robert W Barnett

David A Peters

Todd Galloway

Martin J Brown

Mike P Ryan

Mark A Ward

James R Kay

Edward L Laskowski

Dale H Blackson

Tim Crews

Wayne Warren

Victor Bell

William McCarthy

Matthew Pahl

Keith Carpenter

James Meek

H Thomas Graef

Laura Drozda

William Daniel Beskitt

Kenneth Turocy

Damon J Blackford

Brian Jones

Mike R Ryan

Paul D Magee

Randall W Jenkins

Mark A Douglass

Richard Calvin Lute, Jr

Zachary Utz

Pedro Tula

Daniel Schoeffler

Dave Kraft

Roy Mleziva

Douglas A Kovacs

James Booth

Robert Kansa

Timothy Watson

Zen Y Wang

Mark Wymer

David Hollifield

Jeff Young

Dennis Felt

Theodore Bauer

Walter J Szabat

Songtao Ma

David A Barker

Paul Burns

Thomas B Phillips

John C Valcore

Dolar Harshadrai Vaishnav

Gregory Fockler

Thomas H Graef

Michael J Harty

Greg Miller

Arindam Laha

Joseph M Altier

Jeffrey M Eastman

Shawn Griggy

Eric S VanKeulen

Willis Miller

Michael S Johnson

Jeff A Brannan

Jonathan Soudry

Craig Hockman

Thomas A VanKirk

Rafael Feijo

Steven Shepley

Glenda Griswold

Nick Billett

Paul Mercina

Mark R Schlabach

Joseph P Newman

Christyan Moauro

Harry Thomas Graef

Jon Eric Washington

Bradley Lee Lightner

Douglas T Dominick

Brian E Lucas

Eric Klein

Jason J Smolk

Alan C Day

Sangeeta Huria

Eric Toepke

Joe Altier

Sean T Haney

David A Baker

Jasen James Smolk

Mark A Douglas

Bryan Simmons

Craig A Montross

Gergory Fockler

Dolar Harshdrai Vaishnav

Mark Schlabach

In an example embodiment, there is disclosed herein an automated banking machine that includes an instrument acceptor operable to receive financial instruments. The machine is operable to cause user data obtained from a user during a user session with the machine to be sent to a transaction authorizing host computer. The machine is operable to generate an electronic deposit slip that includes a data representative of a financial account associated with the user data, and a value of value of a financial instrument received by the instrument acceptor during the user session. The electronic deposit slip to be sent to a server that is remotely located from the automated banking machine and data representative of the value of the financial instrument is sent to the authorizing host terminal to cause the financial account to be credited an amount corresponding to the value of the financial instrument.

Automated banking machine that operates responsive to data bearing records

An automated banking machine operative to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data from user cards corresponding to financial accounts. The automated banking machine is operative responsive to the card data to carry out transactions that transfer and/or allocate funds between accounts. The automated banking machine is further operative to provide users with a receipt for transactions conducted. The automated banking machine includes a cash dispenser operative to dispense cash to machine users and to cause the value of cash to be assessed to financial accounts corresponding to card data. The automated banking machine is further operative to receive currency bills or other sheets from a user and to process and store such sheets through operation of a currency accepting device. The account corresponding to card data may be credited for the value of bills or other sheets received.

Automated banking system controlled responsive to data bearing records

In an example embodiment, there is disclosed herein a picker that is operable to separate an individual sheet from a stack of sheets. The picker has a first rotatable picker member that includes a first high friction peripheral arcuate segment, where the first picker member is rotatable about an axis, a second rotatable member that includes a second high friction peripheral arcuate segment, wherein the second picker member is rotatable about the axis, and a drive in operative connection with the first and second rotatable picker members. The stack includes a bounding sheet having a sheet face bounding a side of the stack. The first and second arcuate segments are operable to concurrently engage the sheet face. The first and second picker members are operable to be separately rotationally movable about the axis responsive to operation of the drive.

Picker for use with an automated banking machine

An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. A card actuated automated banking machine may accept checks and dispense cash to users. The banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be credited to a user account corresponding to card data or may be dispensed to the user from the banking machine responsive to one or more deposited checks.

An automated banking machine can cause financial transfers responsive to data read from data bearing records. The machine includes a card reader that can read from user cards, card data that corresponds to financial accounts. The machine can operate responsive to the read card data to carry out transactions that transfer and/or allocate funds between accounts. The machine can provide users a transaction receipt. The machine includes a cash dispenser that can dispense cash to machine users. Value of dispensed cash can be assessed to an account which corresponds to the read card data. The machine also includes an accepting device that can receive currency bills and/or checks from users. An account that corresponds to the read card data can be credited for the value of received bills and/or checks.

An automated banking machine system and method includes automated banking machines that operate responsive to data bearing records and accept checks and dispense cash to users. The automated banking machines are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash is dispensed to the user from the machine in exchange for the deposited check.

Check accepting and cash dispensing automated banking machine system and method

An automated banking machine operates responsive to data read from user cards to accept checks and dispense cash to authorized machine users. The machine can compare image data and magnetic data obtained from a check to determine the genuineness of the check. The machine can also determine whether a machine user is authorized to exchange a check for cash. A cash dispenser can be operated to dispense cash to a machine user in exchange for a deposited check. The machine dispenses the cash responsive to communications with a transaction host.

An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. A card actuated automated banking machine may accept checks. The banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Value may be credited to a user account corresponding to card data or cash may be dispensed to the user from the banking machine responsive to one or more deposited checks.

An automated banking machine operated responsive to data bearing records includes a card reader that is operative to read data from user cards including financial account identifying data, and to cause financial transfers responsive at least in part to the card data corresponding to stored data for a financial account authorized to conduct a transaction with the machine. The machine includes a plurality of hardware devices and a terminal processor. The terminal processor is operative to cause a hardware device to process sheets in carrying out transactions involving financial transfers. A device processor in a hardware device is operative to communicate certain condition data associated with the hardware device to a portable device.

Banking system controlled responsive to data bearing records

Growing community of inventors

Louisville, OH, United States of America

Robert W Barnett