E2interactive, Inc.

E2interactive, Inc. D/b/a E2interactive, Inc.

Robert Skiba

Jeff D Lewis

Tim Richardson

Devin Wade

Samuel R Collins

Mark Leonard

Jeff Lewis

The invention is generally directed to methods of conducting transactions using a dual function card that is transacted amongst a processor in communication with a point of sale: receiving a message including: an indicia of the card and identifiers of goods; identifying a closed loop account and amount, a schedule of eligible goods, and an open loop account and amount; determining eligible goods and a purchase amount; comparing the purchase amount to the amount in the closed loop account, and if the purchase amount is less than or equal to value in the closed loop account, authorizing the transaction. Upon a determination that the purchase amount is less than the amount in the closed loop account, determining if the value in the open loop account is greater than or equal to the deficit, and if so, deducting all value from the closed loop account and the deficit from the open loop account.

Systems and methods for using a dual function medical benefits card

Growing community of inventors

Sandy Springs, GA, United States of America

Robert Skiba