Citicorp Development Center, Inc.

Citibank, N.a.

Citicorp Credit Services, Inc. (usa)

Robert O Brooks

Michael L Sears

Stephen M Gryte

Edward M R Dudasik

Cuong D Do

Alan Slater

Phoebe Rin-Rin Hsu

H Patrick McSharry

A method and system provides for scanning a check and/or cash to create an electronic image of the front and the back of the check and/or cash. The image is then processed and transmitted electronically to a central location. The image may be recreated into a paper form at the central location, resembling the original paper check or cash, including a machine-readable regeneration of the MICR code line data captured from the original instrument. Paperless processing of checks and cash is thus provided, including local voiding and storage of the check without requiring immediate pickup, while still allowing the transaction to be process.

System and method for image depositing, image presentment and deposit taking in a commercial environment

The present invention pertains to a system and method for assisting a visually impaired individual in performing a financial transaction at an automated teller machine, comprising initiating a visually impaired transaction session through a preset event at the automated teller machine; wherein the automated teller machine comprises a touch screen display for displaying operation instructions to a customer and for receiving input from a customer; an output jack for providing signals which can be converted to audible sounds by means of a headset; a bill dispensing mechanism for dispensing a bank not corresponding to a specified amount; a receipt issuing unit for printing a transaction content and for issuing a receipt on which the transaction content is printed; and a controller connected to the card reader, the touch screen display, the output jack, the bill dispensing unit, and the receipt issuing unit, the controller providing signals to the output jack corresponding to information provided on the touch screen display; providing instructions to the visually impaired individual for performing the financial transaction through the output jack which provides signals which can be converted to audible sounds by means of a headset; and receiving input from the visually impaired individual through the touch screen display, wherein the controller does not terminate the signals to the output jack if the headset is removed when the transaction is not terminated.

Method and system for executing financial transactions for the visually impaired

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Los Angeles, CA, United States of America

Robert O Brooks