Apple Inc.

Rima Kakarla

Richard W Heard

Ashish C Nagre

Michael Artemiw

Fadi S Obeid

David T Haggerty

Glen W Steele

Mischa K McLachlan

Aaron M Melim

Jarad M Fisher

Akila Suresh

Christine A Franco

Katie M McIndoe

Rachel Reddy

Michael A Minar

Anuj Chaudhary

Yiran Kang

Julien Barlerin

Anish Doshi

Transaction data that represents transactions may be associated with one or more generated tags based on characteristics associated with the transactions. A set of suggested payment amounts for paying an account balance may be determined based on the tagged transactions. Information about at least one suggested payment amount may be presented at a user device.

Transaction tags for enhanced suggestions

The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.

Payment milestones for improved financial health

Tags for transaction records can be generated to represent characteristics of the transaction records not represented by typical characteristics of the records. Once generated, the transaction records can be modified to include the tags. Responsive to requests for transaction information, a set of transactions can be identified based on tags of the transactions and information about the transactions can be provided to a user interface.

Generation of transaction tags for enhanced searching

The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health&#x2014;at least as it pertains to a credit account for which the statement was issued.

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Mountain View, CA, United States of America

Rima Kakarla