Square, Inc.

Block, Inc.

Riley Crane

Yongxue Qi

Philip Zigoris

Ramy Bebawy

Yu-Shan Fung

Jacquelyn Brosamer

Techniques and arrangements for performing data analysis in order to generate connections between merchants. For instance, a payment service may determine, based at least in part on transaction information, that a first customer conducted a first transaction at a first merchant followed a subsequent transaction at a second merchant. The payment service may further determine that a second customer conducted a second transaction at the first merchant followed by a subsequent transaction at a third merchant, Based on transaction information associated with the first transaction and the second transaction, the payment service may create a buyer profile including the first customer and second customer. Upon the payment service receiving a request to process a third transaction between the first merchant and the second customer, the payment service can generate a recommendation that the second customer conduct a subsequent transaction to the third transaction at the second merchant rather than the third merchant. The payment service can then send a electronic communication that includes the recommendation to the first merchant or the second customer.

Using data analysis to connect merchants

Techniques and arrangements for industry vertical classification of merchants using merchant signals, based, in part, on data obtained from payment activity. The techniques can include identifying one or more clusters using the data associated with the merchant and classifying and/or reclassifying the merchant within a cluster and then a class using the one or more identified clusters.

Adaptive merchant classification

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San Francisco, CA, United States of America

Riley Crane