Bank of America Corporation

Richard Knafelz

Richard Huw Thomas

Craig Sobol

Jian James Chen

Sunil Mathur

Ty C Vaughan

Mukesh Mittal

Jan Vlcek

Marcin Pietras

Systems and methods for providing content to a user at an account accessing device is described A first user input may be received at a first account processing device. A type of channel between the user and the account accessing device, a temporal parameter associated with the first access, user used financial entity services associated with at least one account of the user and current allowable actions on the first account by the user may be determined. A second user input may be received indicating an action, of the current allowable actions, of the user at the first account accessing device. Content for output to the user upon another occurrence of the user accessing the first account accessing device may be determined. The content may be based upon at least one behavioral characteristic of the user and may be an offer for at least one user unused financial entity service.

Content distribution utilizing access parameter data

Growing community of inventors

Charlotte, NC, United States of America

Richard Knafelz