United Services Automobile Association (usaa)

Ric M Pena

Stephen Anthony Young

Igor Alexandre Gregorio

Cynthia Ann Hinojosa

Jonathan Edward Seaton

Andrew Jacob Contreras

Shirley Elizabeth Bunton

Lemont Williamson

Shayna Dickson

Arthur Quentin Smith

Brian Tougas

Chris Aaron Bodden

Anto Chirayil Thomas

Madhusudhana Rao Abburi

Shayla Leigh Callis

Neetu Jain

Oscar Guerra

Sumita T Jonak

Brian Francisco Shipley

Carlos J P Chavez

Joel S Hartshorn

Qunying Kou

Samip Dilip Mehra

Timothy Shiveley

Caleb Ezekiel Johnson

A method may include receiving, via at least one processor, a plurality of images representative of a property and determining whether two or more images of the plurality of images correspond to reference image data associated with the property. The method may then involve combining the images to generate a digitally stitched image that corresponds to the reference image data in response to the images corresponding to the reference image data and comparing the digitally stitched image to the reference image data to identify features associated with the property. The method may also involve updating a model representative of the property based on the features and generating an updated insurance policy associated with the property based on the model. Afterwards, the method may send a notification indicative of the updated insurance policy to a computing device.

Systems and methods for continuously updating policy data based on dynamically acquired image data

A system and a method for a deployable awning that detects impending storms or other weather events and automatically deploys from a structure to extend out and cover vehicles to protect them from damage due to the storm or other weather event. In one embodiment, a method includes determining that an activating event has occurred. The activating event includes a storm or other weather event. Upon determining that the activating event has occurred, the method includes automatically deploying an awning from a stored configuration inside an awning housing to a deployed configuration such that the awning covers a coverage area of a ground surface adjacent to a location where the awning housing is mounted.

Deployable awning for protection from storm damage

A roof protecting system for protecting the roof of a building from hail damage. The roof protecting system includes a roof covering structure adapted to cover a portion of the roof and capable of holding a non-Newtonian dilatant fluid; a deployment system to dispose the roof covering structure onto the roof; and a delivery system for delivering the non-Newtonian dilatant fluid to the roof covering structure.

System with non-newtonian dilatent fluid to stop hail damage

A technique for selectively scrambling data obtained by electronic sensor devices, such as cameras, voice communication devices, and the like, is provided. A payload of the data is scrambled when one or more characteristics of the data indicate that the data may include sensitive information. The scrambled data is transmitted to a target device.

Systems and methods for selectively scrambling data

A technique for selectively sending encryption keys is provided that encrypts user data generated as a result of a user interacting with a user device. The encrypted user data may be sent to one or more target devices associated with a third party. When the one or more target devices are authorized to receive an encryption key, the encryption key to decrypt the encrypted user data may also be sent to the one or more target devices.

Systems and methods for selectively sending encryption keys

The present disclosure is related to a system that may include a storage component and a computing device. The storage component may store applications and datasets associated with a user. The computing device may execute each of the applications. One of the applications may perform operations, including receiving a list of the applications, determining a privacy exposure of the user based on at least a portion of the datasets accessed by the applications, and generating a privacy report based on the privacy exposure.

Systems and methods for assessing a user's privacy protection tools

A method may include receiving, via a processor, a digitally stitched image representative of a property from a storage component and receiving a model from the storage component. The method may then involve comparing the digitally stitched image to the model to identify one or more features associated with a portion of the property and sending data comprising one or more features to a computing device for presenting via an electronic display. The method may also involve receiving additional data indicative the one or more features from the computing device and generating an altered digitally stitched image based on the digitally stitched image and the portion of the one or more features. Afterwards, the method may update the model based on the altered digitally stitched image and send a notification indicative of the updated model representative of the property to a computing device.

Systems and methods for isolating features in dynamically acquired image data used for updating policy data

The present disclosure is related to a system that may include a first computing device and a second computing device. The first computing device may send a request for data that corresponds to a user. The second computing device may perform operations, including receiving the request for the data, retrieving the data from a database in response to receiving the request, and determining an identity of the user based on the data. The identity of the user may be stored in a header portion of the data. The operations may also include updating a ledger associated with the user to include an indication of the first computing device requesting the data and sending the data and the identity of the user to the first computing device.

Systems and methods for managing personal data using client ledgers

A method may include receiving, via a processor, an indication that a user is performing one or more activities on a project code. The method may then involve receiving an insurance policy associated with the user and the project code in response to receiving the indication, monitoring the one or more activities performed on the project code by the user, and determining whether the one or more activities correspond to one or more expected activities associated with the insurance policy. The method may also include sending a notification indicative of one or more inconsistent activities to a user device in response to the one or more activities not corresponding to the one or more expected activities.

Methods for adjusting gig developer insurance premiums

A method may include receiving, via a processor, an indication that a vehicle is in use, determining that a user of the vehicle is expected to perform an online-platform task, and determining one or more routes to perform the online-platform task. The method may further include determining one or more insurance rates for the one or more routes based on a type of the online-platform task, one or more driving characteristics associated with the user, the one or more routes, or any combination thereof. Additionally, the method may include displaying a visualization indicative of the one or more insurance rates via an electronic display. Furthermore, the method may include receiving a selection of a first insurance rate of the one or more insurance rates that corresponds to a first route of the one or more routes, detecting that the vehicle is deviating from the first route, and adjusting the first insurance rate in response to detecting that the vehicle is deviating from the first route.

Systems and methods for dynamically adjusting pay-per-ride insurance

System with non-Newtonian dilatent fluid to stop hail damage

Systems and methods for mitigating damage caused by hail storms to self-driving motor-vehicles. When a self-driving motor vehicle determines or learns that a hail storm or other severe weather event may be approaching, it may seek cover under a protective structure or some other location where it might not be as exposed to the severe weather event. Depending upon the availability of suitable shelters, the self-driving motor vehicle might, for example, obtain a list of such possible shelters and apply certain factors to develop a priority list as to which shelters to seek. The self-driving motor vehicle may then drive itself to the location and remain there at least for the duration of the hail storm or other event. In some cases, the self-driving motor vehicle may evaluate the adequacy of the protective structure or other location, and may decide to seek a better protective structure or location.

Systems and methods for automatic sheltering in storms

Systems and methods container for the protection of exterior surfaces of buildings and other outdoor structures are disclosed. The proposed systems are configured to offer a mesh-based covering that can be installed on surfaces such as roofs to safeguard the exterior surface from damage caused by hailstorms or other debris. The mesh covering can be colored to match the coloring of the roof surface and/or may be substantially transparent or comprise a material thin enough to remain imperceptible when viewed from a distance. Consumers can order the mesh material to match the appearance type of their homes. The mesh covering can be spaced apart from the roof surface to ensure the impact of hail does not affect the roof.

Growing community of inventors

Boerne, TX, United States of America

Ric M Pena