Checkfree Corporation

Reo A Gonzales

Charles Raymond Smith, Iii

Lavinia Shao-Hui Zyvith

Heidi Renee Derstine

Mirjana Ristovic

Michael John Everett

Danette Kay Ponce

Michele Pierdinock

William McKinney

Hari Nanjundamoorthy

Joseph Anthony Barone

Lavinia S Zyvith

An investment account is managed having associated assets, including shares of different securities, transacted in accordance with a plurality of different investment styles. A cash deposit into such a multi-style investment account and a request for a cash withdrawal from the multi-style investment account are handled differently but efficiently across the different investment styles in the investment account. When cash is deposited into the investment account, the cash deposit is placed into a temporary 'cash bucket' in the investment account common across different investment styles. The cash is then distributed individual 'cash buckets' each associated with an investment style in the investment account in accordance with a selected cash deposit allocation. When cash is to be withdrawn from the investment account, the cash amounting to the requested amount from individual &#x201c;cash buckets&#x201d; each associated with an investment style in the investment account is withdrawn in accordance with a selected cash withdrawal allocation. As a result, the cash can be deposited into the investment account or withdrawn from the investment account with proper allocation across different investment styles.

Distribution of cash deposits and withdrawals in multi-style managed client investment accounts

A processor and system are provided for determining drift in an investment account having assets associated with a plurality of investment styles. An actual asset allocation of at least one portion of the investment account is determined. The at least one portion of the investment account includes both cash assets and security assets. The actual asset allocation of the at least one portion of the investment account is compared to an allocation rule. A drift of assets associated with the at least one portion is determined based on the comparison. A rebalancing of the investment account may occur based on the determined drift.

Drift determination in multi-style managed client investment account

A process and system are provided for determining whether to rebalance an investment account having assets associated with one of the plurality of investment styles relative to an allocation rule is determined. The determined drift is compared with a threshold value. A determination is made whether to rebalance the investment account is based on the comparison.

Coordinated rebalancing by money manager portfolio management systems and a master overlay manager portfolio management system

Methods of the present invention identify an asset allocation model and at least one security associated there with. An investment account portfolio is stored that includes at least one substitute security associated with the identified at least one security. A virtual portfolio is then generated that includes the identified at least one security. A tax lot is created for the identified at least one security to identify a total value for the at least one security, and the method determines whether the virtual portfolio complies with the asset allocation model. The identified at least one security associated with the asset allocation model is restricted from the investment account portfolio.

Systems, methods, and computer program products for adjusting the assets of an investment account

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Jersey City, NJ, United States of America

Reo A Gonzales