Research Center for the Prevention of Diabetes

Research Center for Prevention of Diabetes

Reiko Sakaue

Kenji Sakaue

A computer-implemented system for trading a viatical and life settlement insurance policy receives a seller's selling price for the policy; divides the policy into a plurality of units; determines a price of one unit based on the number of units; receives a purchase price of the policy from at least one potential purchaser; makes an initial determination of the number of units bought by the potential purchaser in order to be allocated depending on the purchase price; compares the total number of units allocated to the potential purchaser with the total number of units into which the policy was divided; adjusts the price of one unit based on this comparison; and redetermines the number of units allocated to the potential purchaser, depending on the adjusted purchase price. The system repeats making the comparison, the price adjustment, and the redetermination for a given amount of time.

Auction system and system of forming investment trust and financial products and funds including viatical and life settlement

To provide a medical cost adjusting method for suppressing a medical cost to a reasonable price so that a person who suffers from a disease can receive an appropriate medical service even if the person is not insured. A medical institution presents a predicted medical cost to be demanded therefrom for a medical service given to a patient as a desired demanding amount and, on the other hand, the patient, who desires to receive the medical service, presents a payable medical cost as a desired medical treatment amount, thus, matching of the desired demanding amount to the desired medical treatment amount is carried out. Accordingly, it is possible of integrating a reverse auction and a regular auction making it possible of efficiently collect members concerned in the auction trade. In the reverse auction, a medical cost is used as an article of trade between a medical institution and a patient. That is, the integrated auction according to the present invention is an auction structure between members wherein a demand for an article of trade is attempted to meet a supply of the same, and this brings about a condition where there is a high possibility of making a successful bid and an effect of markedly reducing a medical cost as compared to a conventional medical cost.

Growing community of inventors

Yokohama, Japan

Reiko Sakaue