International Business Machines Corporation

Raymond L Yee

James Robert Lewis

Byron K Tiller

Charles S Lanier

Debra A Johnson

Francis James Canova, Jr

David J Allard

Julie F Goodwin

William Villafana

Biao Hao

Denzil S Menezes

Bradley J DeBauche

Brent A Beatty

Daniel Ming-Te Hsieh

Connie Yudip Au

Jean Luter Stout

Robert M Szabo

James J Toohey

Jose L Rivero

Keith N Fortenberry

Neal A Osborn

Robert Bedford Ferrier

Wayne P Whitley

Peter Rowland Eastwood

Russell Stephen Padgett

James Christian Wulf

David J Rasmussen

Thomas T Murakami

Roger L Cox

Anthony F Corkell

Marshall L Zimmerman

Danile M Hsieh

Arrangements relate to processing financial transactions on an automated teller machine (ATM). An ATM identifier can be presented on a display of the ATM. An ATM identifier confirmation can be received from a mobile computing device. Responsive to determining that the ATM identifier confirmation matches the identifier presented on the display of the ATM, a customer authentication or a transaction request can be received from the mobile computing device. Responsive to verifying the customer authentication or the transaction request, the transaction request can be processed.

Automated financial transactions

A method for engaging in electronic commerce over the Internet, comprising the steps of: programming a first electronic mail (e-mail) message to include: a description of at least one product available for sale by an electronic commerce (e-commerce) site; a shopper selectable indicia for indicating that the shopper has chosen to purchase the at least one product; and, a shopper activatable link back to the e-commerce site for transmitting a second e-mail message including the shopper's choice to purchase the at least one product; transmitting the e-mail message over the Internet to at least one potential shopper; and, in response to receiving the second e-mail message transmitted back to the e-commerce site by activation of the link by the at least one potential shopper, consummating the purchase of the at least one product by the at least one potential shopper.

Electronic solicitations for internet commerce

In a personal communications device having a touch sensitive display screen, text may be marked by a user to be used with different applications. In particular, to begin marking, a user has to maintain his touch at a location on the screen for a short predetermined period of time until the system detects that the position is held over the same character for a delayed period, at which time the system beeps to provide an indication that there has been a change of operation mode. The marking mode continues in operation until the user removes his contact from the touch screen. Thus, text over which the contact point passes after the initiation of the marking mode is marked, until the user removes his contact point from the touch screen. A second beep is sounded to alert the user of the termination of the marking mode, and the appearance of a menu of operations on the screen. The menu of operations echoes the marked text for user confirmation. The marked text may be used by the user in a number of applications, among which include a calling application whereby the marked text is used to place a call.

Apparatus and method for marking text on a display screen in a personal

A data processing device and method for searching a database having a plurality of entries to locate entries which match a search string. Each entry within the database is arranged into one or more predetermined search fields which each contain a character string. In response to receipt of a search string, a determination is made whether the search string is a subset of a particular entry within the database. In response to the determination that the search string is a subset of a particular entry, the particular entry is recorded as a matching entry. However, in response to a determination that the search string is not a subset of a particular entry, a determination is made whether a modified search string formed by removing delimiters from the search string is a subset of a character string within a particular predetermined search field within the particular entry. In response to a determination that the modified search string is a subset of the character string, the particular entry is recorded as a matching entry. Thereafter, the foregoing steps are repeated for each of the number of entries within the database such that matching entries within the database are efficiently located.

Apparatus and method therefor of intelligently searching for information

An option attach connector has a first indicator bit combination that alerts the device that a public switched telephone network connection has been made to it. The presence of the first indicator bit combination is a signal to the device that telephone, FAX, and E-mail communications applications are to be conducted over a PSTN link. The presence of the first indicator bit combination invokes the stored computer program to display images of menus, keypads, and visual presentations on the LCD display that are consistent with a basic display layout for both cellular telephone network and PSTN modes, but that include customized presentation features that are unique to the PSTN mode of communications. The presence of a second indicator bit combination different from the first indicator bit combination invokes the stored computer program to display corresponding images of menus, keypads, and visual presentations on the LCD display that are consistent with the basic display layout for both cellular telephone network and PSTN modes, but that include customized presentation features that are unique to the cellular telephone network mode of communications.

Method and apparatus for consistent user interface in a multiple

A mobile, hand-held personal communicator includes a casing for housing a cellular phone, modem, and data processing system. Graphics image files are stored and can be selectively displayed on a touchscreen display. A zoom function magnifies areas of a graphics image, such as a fax image, that has been received and stored in the PC. When the zoom function is selected, the user touches the screen, and a magnification frame or window appears. When the user removes his/her finger, the area within the frame is magnified. The user can also drag the frame around the screen, while still touching the screen, to select a specific area to be magnified when the user releases the screen. A pan function allows the user to shift the image within a viewing area. The user can pan the image by touching the display at an initial touch point, and moving his/her finger keeping it in contact with the screen, to shift the touch point to a new touch point. Upon releasing the new touch point, the image is redrawn in a new position corresponding to the change in position between the initial and new touch points.

Personal communicator having improved zoom and pan functions for editing

An option attach connector has a first indicator bit combination that alerts the device that a public switched telephone network connection has been made to it. The presence of the first indicator bit combination is a signal to the device that telephone, FAX, and E-MAIL communications applications are to be conducted over a PSTN link. The presence of the first indicator bit combination invokes a stored computer program to provide appropriate connections between the PSTN link and the telephone, FAX, and modem hardware in the device. The connections are made by an audio multiplexer that receives control signals from the system CPU, while executing the stored computer program. The program determines the communications application selected by the user and selectively configures the PSTN link to be connected to the either the ear piece and microphone for voice communications, or to the FAX/modem for FAX communications, or to the modem alone for E-MAIL communications. The absence of the option attach connector invokes a default indicator bit combination that alerts the device that a cellular telephone network connection is desired by the user. The presence of the default indicator bit combination is a signal to the device that telephone, FAX, and E-mail communications applications are to be conducted over a cellular network.

Selective reconfiguration method and apparatus in a multiple application

A synchronization process in an application program records audio fields with video synchronization counts, and plays back the audio and video fields in synchronism by tracking the video fields against the video sync counts in the audio fields. The video sync counts correspond to the number of video field processed when the audio field is processed. During recording of audio and video fields for the multimedia presentation, the video fields are counted. The video field count is appended to and recorded with each audio field. During playback, the system compares the count of video fields displayed against the video field count appended to the audio field being presented. If the counts are different, the system either skips video fields, or repeats video fields to bring the video fields into synchronism with the audio fields.

Audio/video synchronization for application programs

A personal communicator has a touch sensitive overlay coupled with a liquid crystal display (LCD). The communicator has two external (non-screen) up/down buttons for adjusting the volume of a cellular phone speaker. These volume buttons are also used to allow the user to adjust contrast. In accordance with one operation, contrast is adjusted in response to the user touching a predetermined area of the screen at the same time as one of the up or down buttons is actuated. In accordance with another operation, contrast is adjusted in response to the user first pressing both speaker volume buttons to enter a contrast adjustment mode, and thereafter pressing one or the other of such buttons, to increase or decrease contrast as desired.

Personal communicator having improved contrast control for a liquid

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Coral Springs, FL, United States of America

Raymond L Yee