Wells Fargo Bank, N.a.

Raymond Francis Gatland

Kellie L Thomas

Derek D Mohr

Seth M Blacher

Karin L Farnsworth

Irvin J Cooper

In an embodiment, a computing system receives a first electronic remittance corresponding to a first electronic payment to a payee. The system determines that the first remittance is in a first, unrecognized format, and responsively presents, to the payee, a user interface for matching electronic remittances to electronic payments. The system receives, via the user interface, field-mapping information between the first format and a second, recognized format. The system receives a second electronic remittance corresponding to a second electronic payment directed to the payee, determines that the second remittance is in the first format, and responsively uses the field-mapping information to convert the second remittance to the second format. The system matches the converted remittance to the second payment, and provides, to the payee, a payment file that indicates a match between the second remittance and the second payment.

Automated, history-based correction of electronic remittances for programmatic reconciliation of electronic receivables

System and techniques for programmatic reconciliation of electronic receivables are described herein. An electronic payment remittance and an electronic payment may be received. At least one payer profile may be queried using at least one remittance identifier to obtain a remittance payer profile. The at least one payer profile data base may be queried using at least one payment identifier to obtain a payment payer profile. A referential link may be created between the electronic payment remittance and the electronic payment based on an identification that the remittance payer profile matches the payment payer profile and an identification that at least one remittance identifier matches at least one payment identifier. A payment file may be generated and transmitted based on the referential link, the payment file including an association between the electronic payment remittance, the electronic data, and the referential link. The payment file may be transmitted to a computer.

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Winston-Salem, NC, United States of America

Raymond Francis Gatland