Other

Randy Mersky

Milton Mersky

Larry Kiliszewski

A mobile device holder includes a holding portion, a lower shelf fixedly attached to a base of the holding portion and configured to support a mobile device, an upper shelf slidably affixed to the holding portion and slidable along a plane defined by the holding portion toward the lower shelf such that a distance between the upper shelf and lower shelf is adjustable, a pivot assembly connected to the holding portion and configured to pivot about a pivot axis, wherein the lower shelf is attached to the base of the holding portion at a fixed distance from the pivot assembly, and a mount affixed to the pivot assembly, wherein the holding portion, the upper shelf and the lower shelf are pivotable together about the pivot axis relative to the mount between an upright position and a stowed position.

Mobile device holder

A mobile device holder includes a lower holding portion having a pair of opposed lower holding portion channels, a shelf at the base of the lower holding portion, an upper holding portion having a pair of opposed upper holding portion channels, the pair of opposed upper holding portion channels diverging in a direction away from the lower holding portion and aligned with the pair of opposed lower holding portion channels, the upper holding portion affixed to the lower holding portion, and a base connected to the shelf of the lower holding portion.

A system for facilitating customer payments to creditors from a remote site includes computer systems located at respective agent, service provider and creditor sites. The service provider or host computer system is in selective communication with the agent and creditor computer systems and processes transaction information. A customer typically visits an agent site (e.g., a retail establishment) and tenders payment, preferably manually, in response to receiving a billing statement from a creditor. The payment transaction is entered into the agent system wherein information for all payment transactions at that agent site is maintained in a transaction file. The agent system generates a receipt for the customer at the completion of the transaction. Each agent system transfers a respective transaction file to the host system daily at a specified time associated with the respective agent system, preferably at the end of a day, wherein the host system processes the transaction files to generate a closeout report and a creditor report for each creditor indicating the payment activity at the agent sites. The creditor reports are transferred to the creditor systems wherein customer accounts may be updated based on the payment information within the creditor reports. The closeout report includes information related to the payment activity at each agent site and is generated by the host system at another specified time, preferably after the transaction information has been received by the host system from each of the agent systems. The service provider typically pays the creditors via electronic fund transfer or other conventional payment methods. The agents pay the service provider in a similar fashion while remitting to the service provider a portion of a service fee charged to the customer.

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Silver Spring, MD, United States of America

Randy Mersky