Capital One Services, LLC

Randall Randall

Rocky Gray

Justin Bachorik

Brandee Shin

Disclosed herein are system, method, and device embodiments for time-based trust token (TBTT) depreciation. In an example embodiment, a service provider system (e.g., a service provider and API service) may receive a connection request including a demographic attribute associated with a first client account from a partner device, match the demographic attribute to client information associated with the first client account, send the partner device a connection request identifier and a URL including a depreciating token, and authenticate a second client account via a login page associated with the URL. Further, the service provider system may receive a verification request including the connection request identifier and the depreciating token, determine a security context of the depreciating token based on a depreciation function and the verification request, and determine, based on the security context, whether to create a connection between the second client account and partner device within the service provider system.

Time-based token trust depreciation

Disclosed herein are embodiments for providing finite state machine driven workflows. In an embodiment, a workflow template is defined for a type of task. The workflow template may represent a finite state machine. The workflow template may be linked to an external party and an asset type, which may be stored in a workflow database. An asset may be received from the external party including an external party attribute identifying the external party, an asset type attribute, and an owner attribute. The owner attribute may be associated with an application end user. A determination may be made whether the external party attribute and the asset type attribute of the asset match the external party and the asset type linked to the workflow template. If a match is determined, instances of the task and the one or more actions of the workflow template may be created.

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New York, NY, United States of America

Randall Randall