Visa International Service Association

Ramesh Shankar

Sayeed Mohammed

Gavin Shenker

Brian Sullivan

Richard S Nassar

Clyde Valdez

Jonathan Hill

David William Wilson

Anjana Surin

Neil Hilton

Andrew Whitcombe

David Petch

Sanjeev Sharma

Jalpesh Chitalia

Alan Johnson

Ansar Ansari

Stephanie Zachariae

Katharina Fuhrmann

Mark Cline

Manjush Menon

Embodiments of the invention are directed to systems and methods for authenticating a user device using an authenticating device that has previously been associated with a user and/or a credential. The user may initiate a transaction at the user device. An authenticating device associated with the transaction may be sent an authentication request corresponding to the user device. The user may indicate whether or not the user device is authenticated utilizing the authenticating device. If the user device is authenticated, the transaction may proceed. If the user device is not authenticated the transaction may be rejected.

System and method utilizing chain of trust

Techniques for managing an application token may include providing, by a first service provider application on a communication device to a first service provider computer, a first request for a first application token, receiving, by an account management application on the communication device from a token service computer in communication with the first service provider computer, the first application token, and storing the first application token in a token container in the account management application.

Token state synchronization

A method and system for provisioning credentials is disclosed. The method includes receiving, by a token provider computer, a token request message from a token requestor computer that comprises an initial access identifier. The token provider computer transmits the initial access identifier to a first authorization computer, and then the token provider computer receives an intermediate access identifier. The token provider computer then transmits a token activation request message to a second authorization computer based at least in part on the intermediate access identifier. The token provider computer then receives a token activation response message from the second authorization computer. The token provider computer then provides the token to the token requestor computer.

Method and system for token provisioning and processing

A method is disclosed. The method includes receiving, by a token service computer, a token request message, the token request message being originated from a token requestor computer. The method also includes determining, by the token service computer, two or more access tokens based upon a single credential, and then transmitting the two or more access tokens to the token requestor computer in a token response message.

Cloud token provisioning of multiple tokens

Growing community of inventors

San Mateo, CA, United States of America

Ramesh Shankar