Bank of America Corporation

Ramarao Gaddam

Sandeep Kumar Chauhan

Santosh Kumar Miryala

Yash Sharma

Ravikiran Subramanya Rao

Durgesh Singh Yadav

Geetika Lal

Anil Gajula

Sudarshan Veeramreddy

Suman Matury

Shailendra Singh

Koteswara Rao Venkata Magham

Embodiments of the present invention provide an intuitive platform for non-contact instructions regarding resource allocation. In this way, a user may utilize one or more specific gestures which are captured, analyzed, and responded to by the system of the invention in order to initiate or complete one or more resource activities such as a resource transfer, resource transfer split, or other resource action.

System and methods for detecting and implementing resource allocation in an electronic network based on non-contact instructions

Systems, computer program products, and methods are described herein for implementing an enhanced authentication framework using Erasable Programmable Read-Only Memory (EPROM) grid pattern recognition. The present invention is configured to receive an indication of a resource transfer interaction initiated by a user using a resource transfer instrument at a resource transfer terminal, wherein the resource transfer instrument comprises an embedded EPROM grid, wherein the embedded EPROM grid is configurable to store a unique pattern associated with the user; retrieve, from the resource transfer terminal, the unique pattern from the embedded EPROM grid; determine that the unique pattern from the embedded EPROM grid matches one or more pre-registered unique patterns associated with the user; and authorize an execution of the resource transfer interaction by the user based on at least determining that the unique pattern from the embedded EPROM grid matches one or more pre-registered unique patterns associated with the user.

Enhanced authentication framework using EPROM grid pattern recognition

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Hyderabad Telangana, India

Ramarao Gaddam