Wells Fargo Bank, N.a.

Other

Ramanathan Ramanathan

Joon Maeng

Abhijit Rao

Rameshchandra Bhaskar Ketharaju

Andrew J Garner, Iv

Chris Theodore Kalaboukis

Andres J Saenz

Thomas B Hayes

Ramesh Yarlagadda

Shanmukeswara Rao Donkada

Adam M Sanders

Michael Erik Meinholz

Pierre Arbajian

Bradford A Shea

Abhijit Shetti

Uma Meyyappan

Rajiv Ranjan

Vincent Le Chevalier

Darrell Lee Suen

Darius A Miranda

Jeffrey A Cornman

Omar B Khan

Kevin R Cieslak

Pierre Arbadjian

Srinivas Vengala

Sri Rajesh Rayudu

Makarand Shivadevuni

Chandramouli Subramanian

Joel Eric Boeder

Santosh Nichani

Dennis Emmanuel Montenegro

Sudheendranath R Bhatt

Vamsi Krishna Geda

Ajay Kumar Rentala

Rama Rao Yadlapalli

Scott T Dalton

John T Wright

Jason Huang

Pradeep R Kumar

Debarchana Roy

Marjorie S Anzalone

Saipavan K Cherala

Rahul N Jain

Andriy Fedorchuk

Adam Benjamin Smith-Kipnis

Matthew Pearce

Sumanth Kumar Charugundla

Prasanna Kumar Ammiraju

Gothandapani Krishnan

Christina M Zappala

Hemakumar Madabathula

Sridhar Nagendra Chunduri

Laurence Poirier

Ramakrishna Bejjanki

Aditya Kishore Jonnalagadda

Mohammed Arif

Sajeev Philip

Madeshwaran Mohanraj

Jayasree Iyer

Mathewbabu Edappilly Antony

Amit Tripathi

Arun Raj

Sai Krishna Madhavi Chitta

Jayakrishna Nair

Kalyan Chandra Kothamasu

Graham Linn

Parthasarathy Venkatesan

Bipin M Sahni

Michael H Chang

Beth S Moss

Parul Ghosh

Akash Kumar Gupta

Robert Glenn Hamchuk

Chandrasekaran Sivaraman

James Dalton Cahill

Christina Zappala Ongpin

Niraj Kumar

Srivathsan Sridharan

Mushnuri Veera Venkata Kiran Kumar

Sivesh Thangarajah

Tarun Kailaschandbaid

Naveen Saichand Palle

Vasudev Tumkur Umapathi

Ramesh Chinnasamy

Poornima Mahabaleshwarappa

Sathya K Balakrishnan

Madhu Gumballi

Lakshmi Sowrirajan

Phillip H Griffin

Kristine Ing Kushner

Jeff J Stapleton

Robert L Carter, Jr

Manpreet Singh

Suresh Parpatakam Reddy

Pankaj Parekh

Suhas Dattatreya Sankolli

Anirudh Ramanathan

Qinsheng Huang

Edward Leonard Herinckx

William E Goff

The innovation discloses systems, methods and computer program products that reduce complexity and associated measures that are taken to ensure trust in secured transactions as necessitated by requirements present only in an ecommerce environment that do not have a parallel with traditional bricks and mortar commercial transactions. The innovation enables a multitude of mobile wallet applications to engage and obtain services from ecommerce applications wherein backend processing by a mobile wallet server obtains and delivers funds to ecommerce applications without sharing a subset of sensitive data, associated with a mobile wallet application user for the secured transactions. The innovation further provides for a wallet network to be initiated and engaged in which the secured transactions can take place, adopting and adapting social network application connectivity.

Trust-based application to application connectivity

The innovation disclosed and claimed herein, in one aspect thereof, comprises systems and methods of delivering cash to a subscriber of a cash delivery service by way of a courier. In another aspect, collection of cash from a subscriber by a courier is contemplated. Conversely, the subscriber prearranging to pick up cash at a kiosk is contemplated. For these and like embodiments, network servers host a cash delivery application and users/couriers utilize the application as clients.

Cash delivery service

Systems, methods, and computer program products are provided for disparate quantum computing (QC) detection. An example system includes QC detection data generation circuitry configured to generate a set of QC detection data. The example system further includes cryptographic circuitry configured to distort the set of QC detection data via a first PQC cryptographic technique, generate a pair of asymmetric cryptographic keys comprising a public cryptographic key and a private cryptographic key via a second PQC cryptographic technique, generate encrypted QC detection data from the distorted set of QC detection data based on the pair of asymmetric cryptographic keys, and destroy the private cryptographic key. The example system further includes data monitoring circuitry configured to monitor a set of data environments for electronic information related to the encrypted QC detection data.

Systems and methods for disparate quantum computing threat detection

A method of authenticating a passcode entered by a user on an unstable electronic computing device. The method includes receiving an indication that an input is unstable, impacting the ability of a user to provide the input; generating a dynamic keyboard including at least one alphanumeric key, the dynamic keyboard being configured to address the unstable input; presenting the dynamic keyboard to the user; receiving the input from the user, the input comprising a selection of at least one alphanumeric character of a passcode on the dynamic keyboard; and authenticating the input received from the user by comparing the at least one alphanumeric character and a stored passcode.

Dynamic keyboard for electronic computing device

Various systems and methods are provided for quantum computing based optimization of a personalized portfolio. One exemplary method may comprise identifying one or more filtered personalized portfolio optimization factor data based on one or more optimization factor data for the personalized portfolio, personalized portfolio owner feedback, QC algorithms, and algorithm performance information, selecting one QC algorithm for each filtered portfolio optimization factor data of the one or more filtered portfolio optimization factor data, utilizing the selected QC algorithm to optimize a personalized portfolio determination for each identified filtered personalized portfolio optimization factor data, and rebalancing the personalized portfolio based on the personalized portfolio determination.

Systems and methods for quantum based optimization of a personalized portfolio

Systems, apparatuses, methods, and computer program products are disclosed for post-quantum cryptography (PQC). An example system includes a PQC smartcard. The smartcard may include a PQC cryptographic algorithm selection circuitry configured to select a PQC cryptographic technique from a set of PQC cryptographic techniques for encrypting the data. The smartcard may further include a PQC cryptographic circuitry configured to encrypt data based on a generated set of PQC encryption attributes and the PQC cryptographic technique.

Systems and methods for post-quantum cryptography on a smartcard

Systems, apparatuses, and methods are disclosed for measuring one or more metrics of a cryptographic algorithm in a post-quantum cryptography (PQC) system. An example method includes obtaining a set of operating parameters comprising an algorithm of interest, wherein the algorithm of interest is a PQC algorithm, a legacy algorithm operating in a hybrid PQC system, or a variant thereof, and wherein the algorithm of interest is wrapped to present, via a wrapped algorithm of interest, a standardized interface to a sequence of benchmark operations. The example method further includes observing benchmark values of the one or more metrics, wherein the one or more metrics pertain to a designated benchmark operation from the sequence of benchmark operations. The example method further includes outputting a report comprising the benchmark values of the one or more metrics.

Systems and methods for measuring one or more metrics of a cryptographic algorithm in a post-quantum cryptography system

A distributed computing system includes a blockchain comprising a plurality of blockchain services comprising an oracle service, a predictive analytics service, a loan service, and a consensus service. The oracle service configured to receive input data comprising at least one of financial data associated with at least one of the plurality of syndicate participants, macroeconomic data, geo-location data, disaster data, or public health data. The predictive analytics service configured to utilize the input data to determine whether a first syndicate participant of the plurality of syndicate participants has an excess of funds and whether a second syndicate participant of the plurality of syndicate participants has a lack of funds where the first syndicate participant is different than the second syndicate participant. The loan service configured to facilitate a loan agreement between the first syndicate participant and the second syndicate participant. The consensus service enabling a consensus process used to agree on a validity of data transactions that are recorded by the blockchain such that the consensus service maintains a replicating ledger within the distributed computing system.

Geolocation-based mesh automatic lending network

A system and methods include a negative certificate authority for distributed management of negative certificates. An authorization restriction is associated with an untrusted user. A negative certificate generated for the untrusted user includes a public key associated with the untrusted user and an authorization restriction. The authorization restriction includes at least one global restriction, which is applicable to each consortium member that subscribes to the negative certificate. The authorization restriction includes at least one local restriction, which allows individual consortium members to further define their own locally applicable restrictions using the negative certificate authority. The negative certificate is accessible to each member of the consortium to enforce the authorization restriction against a transaction request. A secure contributor record including a unique cryptographically generated address is generated for each contributor. In some embodiments, the transaction request is a blockchain-based value exchange transaction, such as a payment transaction using fiat or math-based currency.

Systems and methods for distributed management of negative certificates for blockchain-based value exchange transactions

Using augmented reality (AR) to display information regarding products and services that are comparable or related to a product or service that a user of the AR device is viewing or may consider purchasing. For example, in response to scanning a particular product, an AR device may display one or more products comparable or related to the scanned product. These products may be presented to the user as a digital visualization wall of products, wherein the digital visualization wall is dynamically rendered in real-time and viewable from the AR device.

Methods and systems for product display visualization in augmented reality platforms

A computer-implemented method includes monitoring, by a mobile wallet computing system, a context of a user having a mobile wallet on a user mobile device, determining whether one or more rules for each one or more sub-wallets associated with the mobile wallet on the user mobile device are fulfilled based on the monitored context of the user, in response to at least one of the rules associated with a predefined sub-wallet being fulfilled, provisioning the predefined sub-wallet to the mobile wallet on the user mobile device, configuring a removal rule for the predefined sub-wallet, and removing the predefined sub-wallet from the mobile wallet on the user mobile device in response to the removal rule being fulfilled.

Systems and methods for providing an adaptable mobile wallet with sub-wallets

In one example, a method includes at a first network infrastructure computing device of a plurality of networked infrastructure computing devices receiving, from a user computing device, an authentication token indicating a user using the user computing device is authenticated with respect to an electronic service, based on the user being authenticated, executing a computing task associated with the electronic service for the user computing device, the computing task including computing task data, predicting a set of possible future locations of the user based on an output of a movement prediction model executing on the first network infrastructure computing device, identifying a set of network infrastructure computing devices correlated with the set of possible future locations, and transmitting the authentication token and the computing task data to the set of network infrastructure computing devices.

Computing task transfers between cellular infrastructure devices

An example method includes sending a request for performance information associated with one or more candidate devices with which a device may perform a new transaction, responsive to sending the request, receiving the performance information that includes data associated with at least one historical transaction previously performed by the one or more candidate devices, analyzing the performance information using one or more device-specific performance criteria defined by the device, wherein the one or more device-specific performance criteria are associated with the new transaction and/or the candidate devices, determining, based on the analyzing, rating information associated with the candidate devices, wherein the rating information is customized for the device using the device-specific performance criteria that are defined by the device, selecting, based on the rating information, a particular candidate device from the one or more candidate devices, and initiating, with the particular candidate device, performance of the new transaction.

Customized device rating system using device performance information

A method includes using a distributed computing system to form a syndicate, generate a unique identifier for each of a plurality of participants of the syndicate, receive a verification request comprising the unique identifier from each of the plurality of participants, verify that a respective entity is a node on the distributed computing system, receive loan terms templates from each of the plurality of participants, receive a plurality of data from each of the plurality of participants, identify a first subset of participants having an excess of funds and a second subset of participants having a lack of funds, and verify each of the first subset of participants and the second subset of participants. The method includes using a syndicate computing system to automatically execute at least one loan agreement between at least one of the first subset of participants and at least one of the second subset of participants.

Growing community of inventors

Bellevue, WA, United States of America

Ramanathan Ramanathan