Target Brands, Inc.

Visa U.s.a. Inc.

Other

Rajkumar Viswanathan

James L Mazour

Liane Redford

Bryan Shimko

Marc R Black

Michael D Salters

Glenda L Berg

Michael T Greeder

Shannon L Warner

Lisa Mellas

Ann Elizabeth Bailey

Systems and methods for providing a loyalty and rewards system that implements a user incentive program using smart card technology are provided. A loyalty system allows a user to systematically search, identify, store, and redeem electronic coupons and rebates associated with products from a large number of providers and manufactures. The loyalty system also integrates the activities associated with the user incentive program (e.g., coupon collection, storage, and redemption, etc.), with existing payment methods (e.g., charging a credit card, etc.) using smart card technology. Thus, the loyalty system allows the user to obtain savings and otherwise participate in the user incentive program without adding time consuming and tedious processing that is normally associated with coupon and rebate programs.

Identifying and dispensing special offers based on current and/or past transactions

Systems and methods for providing a user incentive program using circuit chip technology

A system for managing coupon redemption and prioritization is provided. According to one aspect of the system, the system allows an electronic coupon or reward to be redeemed a specific number of times. The specific number of times may range from one to infinity. According to another aspect of the system, the system automatically resolves any redemption conflict associated with the concurrent redemption of electronic coupon(s) and paper-based coupon(s) by using certain predefined rules and logic.

Method and system for managing limited use coupon and coupon prioritization

Systems and methods for providing a user incentive program using smart card technology

Growing community of inventors

Minnetonka, MN, United States of America

Rajkumar Viswanathan