Bank of America Corporation

Rajasekhar Madala

Maneesh Kumar Sethia

Abhijit Behera

Ajay Kumar Gowni

Methods, systems and apparatus for dynamic multi-level detection of compromised transaction receivers are provided. The apparatus may include a sensor communication module ('SCM') to monitor a transaction between a card and a card reader. The apparatus may include a terminal software module (“TSM”) configured to compare sensor data with data included in a threshold lookup table. Based on the comparison, the TSM may output a threshold status. The status may indicate a violation or confirmation. The apparatus may include a dynamic mutual cryptographic authenticator (“DMCA”). The DMCA may terminate the transaction in response to receipt of the threshold violation. The DMCA may initiate an encrypted challenge response communication module (“ECRCM”) in response to receipt of the threshold confirmation. The ECRCM may verify decryption and exchange of challenges between the card and the card reader. In response to confirming the decryption and exchange of the challenges, the transaction may be authenticated.

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Hyderabad Telangana, India

Rajasekhar Madala