United Services Automobile Association (usaa)

Quian Antony Jones

Carlos J P Chavez

David Jason Anderson James

Sumita T Jonak

Rachel Elizabeth Csabi

Ashley Raine Philbrick

Ryan Thomas Russell

Yevgeniy Viatcheslavovich Khmelev

Janelle Denice Dziuk

Stacy Callaway Huggar

Ravi Durairaj

Andrea Richardson

Mark Paxman Warnick

Carlos Jp Chavez

Elena Marie Carrasco

Justin Dax Haslam

Will Kerns Maney

Mitzi Ruiz

David James

Celena Dortch

Phillip E Marks

Katrina Marie Zell

Rosa Maria Smith

Adrian Borunda

Kre-Sante Dior Gordon

Michael Robert Pariseau

Jeffrey Guarnieri

Peter Michael Borges

Timothy Noble, Ii

Jason Quon

A system and method for intelligent queueing and guidance is disclosed. The system and method can be used to determine when a user should queue and to provide navigation to a queueing location. The system can include a queueing detection and monitoring module, a queue prediction module, a navigation module, and an optimal timing module. The system can be implemented with mobile devices including smart phones, smart watches, and/or other wearable devices.

Intelligent guidance system for queues

The disclosed wearable device systems include several features for alerting and guiding persons who are approaching other persons in order to promote social distancing. Sensor data from wearable devices that are disposed in an article of apparel are used to determine the presence of a human person within a detection zone around the article of apparel. The detection zone is created based on sound waves generated by sonar-based proximity detectors mounted on the article of apparel. The system could be used to warn a person who breaches the user's detection zone to maintain a safe distance.

Wearable system for social distancing

A user score of a test for assessing a risk of a user of having or developing a contagious illness may be obtained, for each user of a plurality of users entering in a group setting. A group score based on the user scores associated with the plurality of users in the group setting may be generated. The group score indicating a group risk of a presence or development of the contagious illness in the group setting may be communicated for display. Group scores associated with a plurality of group settings may be obtained and communicated for display. A message may be communicated to a mobile user device indicating a group setting as a current high risk group setting, being associated with a score that is outside a limit set by a threshold value and with a location in proximity to a current location of the mobile user device.

Method and system for accurately tracking and informing of health and safety for group settings

A method may include receiving image data representative of cash acquired via one or more image sensors, identifying a first currency depicted in the cash based on a plurality of images associated with a plurality of currencies, and determining a currency conversion rate between the first currency and a second currency. The method may also include generating a visualization representative of a currency value of the cash in the second currency based on the currency conversion rate and overlaying the visualization on the image data.

Systems and methods for providing currency exchange information via augmented reality

A system may include a database that has a number of datasets regarding a number of commercial items. The system may also include a processor that may communicative couple to a mobile electronic device. The processor may receive an image of a commercial item from the mobile electronic device, determine an identity of the commercial item based on the image and the number of datasets in the database, and determine one or more information links relevant to the commercial item based on the identity. The one or more information links may display information regarding the commercial item. The processor may then send the one or more information links to a mobile electronic device. The mobile electronic device may then display the one or more information links with the image.

Directed information assistance systems and methods

A system and method for locating electronic devices and establishing peer to peer communication with electronic devices, such as a currency exchange unit, using a beacon, is disclosed. The method may include determining a location of the currency exchange unit; generating a message indicating a location of the currency exchange unit and the availability of a variety of different currencies; and managing currency exchanges with various mobile devices.

Peer to peer navigation system and method

A user device may obtain access control data which is derived based on a test result or score of a test for assessing a risk of a user of having or developing a contagious illness. The access control data may be communicated from the user device to an access control system in response to a reading of the user device by the access control system. The access control system may permit or deny entry of the user into an area based on the access control data. In some aspects, the user device is an identity (ID) or access badge. In other aspects, the user device is a mobile user device having one or more illness risk factor assessment functions, where the test result or score is obtained based on resulting data from executing the one or more illness risk factor assessment functions.

Access control system for maintaining acceptable health and safety standards in group settings

An artificially intelligent loan recommendation agent and a method of making loan recommendations are disclosed. The artificially intelligent loan recommendation agent can classify applicants into traditional and non-traditional categories. Based on this categorization, the agent may use different information to make loan recommendations for the applicant. For non-traditional applicants, applicant rating information can be used, including ratings of an applicant's professional skills obtained from consumer review sites. The agent can also conduct virtual interviews and analyze body language and speech to determine if an applicant may be lying.

Intelligent loan recommendation agent

A method for authenticating signatures is disclosed. The method includes measuring dynamic properties of the signature as the signature is created. The method includes recording pressure and velocity information as an electronic signature is created on an electronic device. The recorded pressure and velocity information may be compared with stored pressure and velocity information to determine if the signature is authentic.

Signature verification and authentication system

A system and method for a guided inspection of an apartment, home or other physical space is disclosed. The system and method use augmented reality to guide a user through a physical space. The system and method further use machine learning to automatically detect and classify damage to various physical structures in the physical space. In response to detected damage, the system may prompt a user to move closer to the detected damage for further inspection. The system can also detect obscured structures and prompt a user to make changes to the environment to increase the visibility of the obscured structures.

Guided inspection system and method

The present disclosure relates to a system, method, and apparatus for managing orders and invoices among customers of a retail merchant. The system allows a first customer to establish trusted links with one or more associated fellow customers, thereby authorizing the fellow customers to add purchases to the first customer's invoice. This allows a primary customer to purchase items for a secondary customer under tightly controlled and well communicated conditions, without extra work from the merchant. The system also uses location aware services on customer's smartphones to provide data that enhances the customers' experiences, by triggering prompts to open and close and invoice. The system also uses location aware services to determine which other customers may be in a related party together.

Merchant invoicing and customer relationship tracking system

A system and method for locating mobile communication devices in a peer to peer communication using a beacon. The system and method include determining a first location of a first mobile communication device and transmitting the beacon from the first mobile communication device, which may be received by a second mobile computing device. In response to the beacon, the first mobile communication device may receive a message from a second mobile communication device. A peer to peer communication between the first mobile communication device and the second mobile communication device based on the message may be established. The first mobile communication device may receive a second location of the second mobile communication device from the second mobile communication device, and display both the first location and the second location on a map of the first mobile communication device.

Growing community of inventors

San Antonio, TX, United States of America

Quian Antony Jones