Visa International Service Association

Purnachandra Reddy Motati

Shankara Narayanan Ramesh

Vidhya Athanoor Lakshmi Narayanan

Pradeep Damitha Senanayake

Arulmurugan Chinnasamy

A method for processing a transaction initiated using an electronic wallet application may include storing a virtual payment device configured to initiate a transaction. A rewards inquiry may be communicated to an issuer. A rewards inquiry response may be received from the issuer containing a rewards amount associated with the virtual payment device. The rewards amount may be displayed. A transaction may be initiated with a merchant using the virtual payment device. A redemption request may be communicated to the issuer. A redemption response including an updated rewards amount may be received from the issuer and include a difference between the rewards amount and the rewards amount applied toward the transaction. A system and computer program product are also disclosed.

Growing community of inventors

Singapore, Singapore

Purnachandra Reddy Motati