Ebay, Incorporated

Pierre M Omidyar

A method and a system facilitate payments between a plurality of parties. A plurality of payment commitment made to a second party is accessed, the plurality of payment commitments contributing towards a total commitment receivable value for a second party and made by a plurality of payor parties to the second party. The total commitment receivable value for the second party is calculated utilizing a risk indication, where the risk indication is based on reputation information of a party. A payment process, for payment of the total commitment receivable value by a first party to the second party, is initiated.

Method and system to facilitate a payment in satisfaction of accumulated micropayment commitments to a vendor

A method and a system facilitate micropayments between a plurality of parties. A first plurality of micropayment commitments made by a first party are registered, the first plurality of payment commitments contributing towards a total commitment payable value for the first party. A second plurality of payment commitment made to a second party is registered, the second plurality of payment commitments contributing towards a total commitment receivable value for the second party. The total commitment receivable value for the second party is calculated utilizing a risk indication. The total commitment receivable value for the second party is identified as being satisfiable by the total commitment payable value for the first party. Responsive to this determination, a payment process, for payment of the total commitment receivable value by the first party to the second party, is initiated.

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Henderson, NV, United States of America

Pierre M Omidyar