Citicorp Development Center, Inc.

Citibank, N.a.

Citicorp Credit Services, Inc. (usa)

Transaction Technology Inc.

Phoebe Rin-Rin Hsu

Michael L Sears

Cuong D Do

Stephen M Gryte

Carol J Rizzo

Alan Slater

Edward M R Dudasik

Robert O Brooks

H Patrick McSharry

Xuan S Bui

Warren Yung-Hang Tan

Yosif Smushkovich

Michael Merman

Randal H Yokomoto

Robert R Propp

Inas M Dessouky

A method and system provides for scanning a check and/or cash to create an electronic image of the front and the back of the check and/or cash. The image is then processed and transmitted electronically to a central location. The image may be recreated into a paper form at the central location, resembling the original paper check or cash, including a machine-readable regeneration of the MICR code line data captured from the original instrument. Paperless processing of checks and cash is thus provided, including local voiding and storage of the check without requiring immediate pickup, while still allowing the transaction to be process.

System and method for image depositing, image presentment and deposit taking in a commercial environment

A method and system for performing a cash transaction with a self-service financial transaction terminal makes use of computer hardware and software that allows a financial institution cardholder to authorize a recipient to withdraw a specified amount of cash at an ATM of the particular financial institution. The cardholder can set up the transaction, for example, from any telephone using an interactive voice response (IVR) system, or by utilizing the application at a financial institution ATM, or by using an Internet website application. The originator can set up the recipient's ATM transaction to be either cardless or card-initiated.

Method and system for performing a cash transaction with a self-service financial transaction terminal

An improved touch screen encryption device and method is disclosed. The user selects information from prompts displayed on a touch screen. The improved device determines the input information based upon the location of the touch. The device encrypts the information--for example, the user's personal identification number--and sends the encrypted information to a remote processor. The device and method may be used by a financial institution (such as a bank), a postal services institution or wherever sensitive information is input through a touch screen.

Method and system for encrypting input from a touch screen

Growing community of inventors

Northridge, CA, United States of America

Phoebe Rin-Rin Hsu