Wells Fargo Bank, N.a.

Pey-Ning Huang

Darren M Goetz

Miranda C Hill

Paul Vittimberga

Eduardo DeLa Torre

Robert Glenn Hamchuk

Charles Cowell

Eric David Greene

Jennifer Stacey Borchardt

Orsolya Oldroyd

Adam Clifford Christensen

Wayne Barakat

Yvette Hatton

Michael Lyon

Michael Fitzpatrick

Mark A Frank

Kimberly D Peck

Melissa Schroder Viscomi

Kourtney Eidam

Dominik Vltavsky

Jane Turpin

Jason Michael Reiter

Harlen Bayha

Richard Harrison Luttrell, Jr

Marc Atwood

Andrew Chipley

Harold Weaver

A system for monitoring financial threats includes: at least one central processing unit and system memory that causes the system to: receive information about a threat associated with a financial services device; identify a type of the threat; identify a location associated with the threat; and notify one or more customers associated with the financial services device based upon the type or the location of the threat.

Threat monitoring and notifications

A financial institution computing system includes an account database with a plurality of transaction parameters with respect to a financial account of a customer, a receptiveness metrics circuit structured to extract the plurality of transaction parameters from the account database, the transaction parameters including at least one financial transaction record, and indicative of a mode of the customer, and determine one or more receptiveness metrics attributed to the customer based on the mode of the customer, the one or more receptiveness metrics indicating likelihoods of the customer converting an interaction from the financial institution, wherein the interaction includes an avatar that is an aged version of the customer, and an interaction generation circuit structured to transmit the interaction to the customer at an optimal time based on the one or more receptiveness metrics.

Systems and methods for facilitating optimal customer engagement via quantitative receptiveness analysis and presentation

A method implemented on an augmented reality electronic device includes establishing a wireless connection with an automated teller machine (ATM). The AR electronic device is used to authenticate a user of the AR electronic device at the ATM. An initiation is permitted of a financial transaction through user interface functionality for the ATM that is displayed on the AR electronic device. Financial information for the financial transaction is displayed on a display screen of the AR electronic device, instead of displaying the financial information at the ATM.

Augmented reality security applications

A financial institution computing system includes an account database structured to store a plurality of transaction parameters with respect to a financial account of a customer, a receptiveness metrics circuit, and an interaction generation circuit. The receptiveness metrics circuit is structured to extract the plurality of transaction parameters from the account database. The receptiveness metrics circuit is further structured to determine one or more receptiveness metrics attributed to the customer based on the extracted transaction parameters, the one or more receptiveness metrics indicating likelihoods of the customer converting an interaction from the financial institution. The interaction generation circuit is structured to transmit the interaction to the customer at an optimal time based on the one or more receptiveness metrics.

Systems and methods for facilitating optimal customer engagement via quantitative receptiveness analysis

An example method for displaying renovation options for a structure includes: receiving homeowner financial information; receiving a selection of a renovation option; receiving pricing information of the renovation option; generating a financial impact analysis based on the homeowner financial information and the pricing information; displaying a renovation view on an augmented reality device, the renovation view displaying the structure with a representation of the renovation option depicted thereon; and displaying a financial impact analysis view showing the financial impact analysis, including a renovation budget amount.

Augmented or virtual reality to scenario plan property purchase or renovation

Electronic display with animated graphical user interface

Growing community of inventors

San Francisco, CA, United States of America

Pey-Ning Huang