Edge Mobile Payments LLC

Peter Garrett

Paul L Regen

Tom Czepowicz

A two part dual layer transaction device comprising a computerized master unit powered by rechargeable battery, the master unit capable of connecting wirelessly to a data network and accessing at least one network server, the master unit having a length, a width, and an internal volume, and a transaction card element having a form factor acceptable for use as a debit or credit card, wherein the transaction card element may be docked or otherwise coupled to the master unit in an idle state and may be uncoupled by the user for the purpose using or cleaning the card element.

Two piece dual layer transaction device

A computerized transaction card is provided and includes a plastic form factor resembling a credit card, the form factor including all or a combination of a magnetic stripe, a euro-pay master card and visa (EMV) chip, and or a near field communication (NFC) chip, a micro-controller powered by a rechargeable battery, at least one wireless chip set for sending and receiving data over a local wireless network; and, an interactive display screen for displaying information to a card operator.

Hybrid computerized mobile transaction card

A workaround for smartphone manufacturers locking out certain uses of NFC technology is presented as a system for the completion of wireless credit card transactions using an auxiliary electronics module affixed to a personal digital assistant or smart phone wherein the electronics module is enabled with 2 types of wireless credit card transaction technologies. One of the technologies is NFC and the other is MST. The auxiliary electronics module is enabled to perform an NFC or an MST transactions based on the phones locked status and or the POS capability. The affixed electronics module communicating with the device to which it is affixed with BLE wireless technology.

Method and apparatus for completing credit card transactions from an MST and NFC capable module affixed to a smart phone, a mobile wallet, a personal digital assistant or the cases for same

Growing community of inventors

San Francisco, CA, United States of America

Peter Garrett