Jpmorgan Chase Bank, N.a.

Pavan Mummareddi

Howard Spector

Ishank Paharia

Tuan Q Dao

David Christopher Carey

Jeremy F Bennett

Ralph Darmo

Rod Bachelor

Gayathri Sundar

Raghuram Vudathu

Benjamin Brandt

Sudheendra Ayyalasomayajula

Eric L Connolly

Mervin Majella Felix

Michael Polise

Ankur Kulshreshtha

Ruchi Ashok Saini

Jason M Deitcher

Kiana Harris

Marc Frattarelli

Daniel Kim

Joshua Rosenthal

Brandon Tran

Ajith Chandran Karuvathil

Arun Neelan

Rajeeva Chandra Nagarakanti

Venkata Kunam

A method for local data storage governance may include: authenticating, by a privacy service computer program, a user accessing the privacy service using a privacy application; receiving, by the privacy service computer program and from a proxy service, user activity data; saving, by the privacy service computer program, the user activity data to a privacy database; receiving, by the privacy service computer program and from the privacy application, a request for the user activity data; retrieving, by the privacy service computer program and from the privacy database, the user activity data; communicating, by the privacy service computer program, the user activity data to the privacy application, wherein the privacy application stores the user activity data in local storage; receiving, by the privacy service computer program, an acknowledgement of the user activity data; and purging, by the privacy service computer program, the user activity data from the privacy database.

Systems and methods for local data storage

Systems and methods for protection of data across multiple users and devices are disclosed. According to one embodiment, in privacy server comprising at least one computer processor, a method for protection of data across multiple users and devices may include: (1) receiving, from a first user device, a data sharing permission for the first user device and a data sharing permission for a second user device, the first user device and the second user device associated with the same user; (2) provisioning the data sharing permission for the second user device; and (3) communicating the provisioned data sharing permission to the second user device, wherein the second user device shares data with the first user device according to the provisioned data sharing permission.

Systems and methods for protection of data across multiple users and devices

A method for providing an offer to a potential recipient is provided. The method includes obtaining first information, such as demographic information and/or shopping history information, that relates to the potential recipient; assigning a respective value to each of a plurality of first parameters based on the first information; assigning a respective value to each of a plurality of second parameters based on second information that relates to the offer; determining a composite score based on the assigned first parameter values and the assigned second parameter values; and determining, based on the composite score, whether to provide the offer to the potential recipient.

Method and system for offer targeting

Systems and methods for using a cryptogram lockbox are disclosed. In one embodiment, in a merchant-specific cryptogram lockbox comprising at least one computer processor, a method for generating a cryptogram locally using a cryptogram lockbox may include: (1) receiving, from merchant backend, a request for a cryptogram comprising an account identifier received from a customer in a transaction; (2) generating a cryptogram for the account identifier using a limited use key for the account identifier; and (3) returning the cryptogram to the merchant backend. The merchant may conduct the transaction using the cryptogram.

Systems and methods for using a cryptogram lockbox

Systems and methods for protecting sensitive data in user online activities

Growing community of inventors

Newark, DE, United States of America

Pavan Mummareddi