Mastercard International Incorporated

Paul Lawless

Adam Kenneth Hosp

Stephen Elder

Derek Humphreys

Ramson Tutte

Edward Kilbane

John Clerkin

Sarah Louise Cunningham

Rebecca Fredric

A computer implemented method of processing a payment request is provided, the method comprising operating a processor of a network node to: (i) determine that a current time is within a predefined period of a payment time associated with a payment profile; (ii) determine an account number, a payment amount and a payment provider associated with the payment profile; (iii) transmit to the payment provider a request for pre-authorization of payment of the payment amount from an account associated with the determined account number; and (iv) responsive to receiving a pre-authorization from the payment provider, associating an authorization indication with the payment profile.

Method and system for facilitating payments on a payment card network

A method for transmitting line item data from an electronic receipt comprising storing a plurality of receipt data entries affiliated with a consumer account based on a consumer identifier. The method comprises storing a plurality of merchant identifiers affiliated with one or more product data files for products sold by a merchant. The method further receives a transaction message for a payment transaction using the consumer identifier via a payment network and executes a query on the electronic receipt database from a first consumer device to identify one or more products purchased in the payment transaction. The method generates an electronic receipt displaying purchase information for the one or more products and links the purchase information on the electronic receipt to the product data file for the one or more products for transmittal.

Method and system for sharing of product receipts

The present disclosure relates to systems and methods for providing notifications in a communication system. In connection therewith, a first communication is transmitted, by a processor, in accordance with a first communication scheme that defines a first communication service by which the first communication is to be transmitted and a first user device to which the first communication is to be transmitted. The processor estimates whether the first communication was received by the first user device. Responsive to estimating that the first communication was not received by the first user device, the processor operates to determine a further communication scheme, different to the first communication scheme, that defines a further communication service by which a further communication is to be transmitted and a further user device to which the further communication is to be transmitted, and operates to transmit the further communication in accordance with the further communication scheme.

Systems and methods for providing notifications in a communications system

Growing community of inventors

Dublin, Ireland

Paul Lawless