Verifone Gmbh

Other

Iwallet Corporation

Paul Elbridge Catinella

Clay Von Mueller

Scott Raymond Yale

Patrick K Hazel

Mihir M Bellare

Kirkpatrick W Norton

Robert J Mos

Steven D Cabouli

Marco A Schilling

Blake Joseph Wood

Robert A Lane

Systems and methods for performing a secure transaction provided. In one embodiment, the method includes: reading data on a command token, reading data on a token; encrypting the token data with a key; encrypting an authentication data with a clear text token data; and transmitting the encrypted authentication data with the encrypted token data to a remote device.

System and method for variable length encryption

Systems and methods for updating a transactional device having a reader is provided. In one embodiment, the method includes: reading data on a command token, wherein the data is stored in a memory device; identifying the token as a command token based on the data; generating transaction data that include an instruction based on the token data and a code identifying the instruction as a command data; and transmitting the transaction data to a remote device for command execution.

System and method for updating a transactional device

This application provides an electronic wallet or passport case for controlling the opening, unlocking and locking of enclosures such as luggage, briefcases, lockers, cases, cabinets, vehicles, buildings, homes and with indirect operational control by the means of a smartphone, tablet or any personal computing device. More particularly, a Smartphone Controlled Biometric and Bluetooth Enabled Locking Smart Wallet System is provided. The Smartphone Controlled Biometric and Bluetooth Enabled Locking Smart Wallet System includes a biometric based finger print authentication module, and a Bluetooth communications enabled module, to prevent a non-owner or unauthorized user from accessing the device, along with mobile applications to control the Smart Wallet System using a smartphone. The smart wallet equipped unit may be replaced by any locking case such as a briefcase or luggage.

Smartphone controlled biometric and Bluetooth enabled smart wallet system

Systems and methods for performing settlement of token access transactions are provided. In one embodiment, the invention provides for batch processing bank card transactions, including receiving transaction records for a plurality of bank card transactions, wherein at least some of the transaction records include encrypted token information; determining whether the transaction records contain encrypted token information; decrypting the encrypted token information for a transaction record that is determined to have encrypted token information; and providing clear text token information obtained by decrypting the encrypted token information for a transaction record for transaction settlement.

Batch settlement transactions system and method

Systems and methods for performing token transactions are provided. In one embodiment, the invention provides for processing token transactions, including receiving an encrypted password for a debit card transaction, wherein the password was secured using encrypted debit-card information, decrypting the password using encrypted debit-card information for the debit card, recreating the password using actual debit-card information for the debit card, and forwarding the recreated password for subsequent transaction processing. The invention is suitable for implementation with other types of tokens in addition to debit-card tokens as well. The invention can be implemented in a scenario where the password includes a PIN block that is created by combining a clear or encrypted PIN for the token with token information.

Pin block replacement

Systems and methods for performing a secure transaction provided. In one embodiment, the method for encrypting data is provided, comprising: selecting clear text data; selecting a symbol set corresponding to the clear text data; encrypting the clear text data using a key, the encrypting comprising the operations of: defining a first portion and a second portion of the clear text data, encrypting the second portion using the key to generate an encryption mask, and encrypting the clear text data by applying the encryption mask to the first portion using a modulus operation while preserving the second portion as unencrypted, thereby resulting in encrypted data comprising an encrypted first portion and an unencrypted second portion; and wherein the encrypted data has the same format as the clear text data, has the same length as the clear text data, and uses the symbol set of the clear text data.

System and method for secure transaction

Systems and methods for monitoring token access transactions are provided. In one embodiment, the invention provides receiving transaction records for a plurality of bank card transactions, wherein the transaction records include transaction information and infrastructure information; determining whether a reportable event has occurred based on the transaction information with the transaction records; and providing an alert representing the reportable event.

Metrics systems and methods for token transactions

Systems and methods for detecting forged magnetic stripe data through relative variations in flux transition location are provided. In one embodiment, the invention provides a method for detecting forged magnetic stripe data. The method provides for reading a magnetic strip multiple times to obtain multiple signatures and then generating a signature mask and weight based on the multiple signatures. These signatures are then compared with a known authentic signature. Based on the comparison results, a forged magnetic stripe may be detected. Additional embodiments focus on variations in the placement of the flux data transitions on the magnetic slurry rather than on the noise inherent in the slurry.

Growing community of inventors

San Diego, CA, United States of America

Paul Elbridge Catinella