Paypal, Inc.

Patrick Wong

Michael Charles Todasco

Sumeet Ahuja

Anand Lakshmanan

Brandye Sweetnam

There are provided systems and methods for shared authentication for limited use of an associated account based on user location and connected devices. A user may own a location where another user may visit or rent. The user may have a payment account that may be used with merchants to purchase items that are associated with the location or offered with use of the location. The user may set up the payment account to have a shared authentication mechanism with other users that utilize the location to allow the other users to pay for items using the payment account. The authentication mechanism may be a credential that may be pushed to a device of one or more of the other users when the other users are at or nearby the location or may be information of the other users that may be matched during transaction processing.

Shared authentication for limited use of an associated account based on user location and connected devices

There are provided systems and methods for automatic authentication for a user with a service provider during a voice data connection to a merchant. A user may place a voice call to an entity, for example, through a plain old telephone service (POTS) or through voice over IP. The voice call may be detected by a service provider, which may determine whether the entity receiving the voice call requires authentication of the user during the voice call. The service provider may further determine whether the entity requires authentication of the user for use of an account with the service provider. The service provider may communicate information used to authenticate the user to the entity during the voice call. Additionally, the service provider may generate an authentication mechanism for the payment account, which may be used to authenticate use of the payment account by the user during the voice call.

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San Mateo, CA, United States of America

Patrick Wong