Bank of America Corporation

Partha Sen

Frank B Turner

Eugene I Pyatigorsky

An intermediary provides pre-funded health insurance to consumers by receiving and processing consumer information and initiating agreements with consumers and with health care providers to implement pre-funded insurance policies, for example, post-retirement health insurance policies. The intermediary may receive information corresponding to the consumer's age, income, health characteristics, and risk factors, as well as the type of insurance coverage desired. A retirement date and a consumer payment schedule for the health insurance policy may be determined based on the consumer information provided. Upon retirement, the intermediary may then pay insurance premiums to a health insurance provider on behalf of the consumer.

Growing community of inventors

Gurugram Haryana, India

Partha Sen