Visa International Service Association

Otto Williams

Thomas Purves

Amit Gupta

Vishwanath Shastry

Jalpesh Chitalia

Ansar Ansari

Kevin Carvalho

Madhuri Chandoor

Manoj Kannembath

Samuel Shrauger

A system and method are disclosed. The method comprises receiving, by a server computer from a first user device, transfer data regarding a receiver operating a second user device. The server computer can transmit a verification request message to a wallet aggregator computer. The server computer can then receive a verification response message from the wallet aggregator, the verification response message comprising an account identifier of the receiver. The server computer can then transmit a confirmation request message to the first user device and receive a confirmation response message. The server computer can then send a transaction message (e.g., an OCT message) comprising the receivers account identifier.

Global remittance system and method

Embodiments of the invention are directed to systems and methods that enable authentication of a user via an authentication application that is different than a wallet application that is being used to process a transaction. The wallet application may contain payment devices and/additional wallet applications.

Adaptable authentication processing

Growing community of inventors

Dublin, CA, United States of America

Otto Williams