Liberty Mutual Insurance Company

Normand Francis Olean, Jr

Brian Stephen Piccolo

Courtney Taryn Quinn

Guy Michael Mabry

Khamla Saenglongma

David Antony Parchment

Gary Ellis Hall

John Heveran

Home telematics devices are engineered to identify unique device signatures for all appliances, fixtures, and so on that generate voltage noise, pressure waves, and acoustic responses throughout a property. The device signatures comprise the inventory of devices in the insured's home and are used to create an electronic record of the devices that assists him in filing a claim with an insurer that is quick and easy after a theft or total loss. Using the device signatures provided by home telematics devices' sensing an itemization technology, fraud detection is also possible. Additionally, analytics software predicts possible failure by analyzing the device signatures.

Home telematics devices and insurance applications

Automated claims adjustment is engineered to receive submission of two-dimensional data or three-dimensional data from a structured-light scan and other pieces of information directly via a mobile device. Upon receiving sufficient information to open a claim, automated claims adjustment and settlement processes are executed aiding and guiding a claimant. This reduces the time involved by the claimant in waiting for a claims adjuster to manually review a specific case file.

Automated claims adjustment using 3D scanning

Vehicle damage assessment using 3D scanning

Growing community of inventors

Boston, MA, United States of America

Normand Francis Olean, Jr