Mastercard International Incorporated

Nishant Maheshwari

Shreya Mittal

Ankur Arora

Shuvam Sengupta

Jaipal Singh Kumawat

Vikas Bishnoi

Shubham Bijawat

Navneet Kumar

Manish Kumar

Manoneet Kohli

Rick Unnerstall

Ashutosh Kumar Gupta

Pulkit Gupta

Lakshmi Sushma Daggubati

Sri Chaitanya Sanaboina

Deepak Yadav

Gayatri Dwivedi

Rachit Verma

Ajay Nehra

According to a first aspect, there is provided an identity verifier comprising: at least one processor; at least one memory including computer program code; and a communication port coupled to the processor the at least one memory and the computer program code configured to, with the at least one processor, cause the identity verifier at least to: receive, through the communication port, query information to verify an identity provided by a party requesting a financial service; extract a unique identifier of an electronic device from the query information, the electronic device used to request the financial service; calculate a probability of an accuracy of the identity verification by at least determining whether one or more databases contain a record of the unique identifier, the one or more databases storing data used to perform the identity verification; and respond, through the communication port, to the query with the calculated probability.

System to perform identity verification

A method for preventing tampering with a package includes: affixing a plurality of labels to a physical package, each label including a machine-readable code, the machine-readable code being encoded with a unique value that is unique across the machine-readable code included in each of the plurality of labels; reading, by a computing device, the machine-readable code included in each label of the plurality of affixed labels to obtain the encoded unique value; storing, in the computing device, a cryptographic key pair comprised of a public key and a private key; generating, by the computing device, a digital signature using the private key; and electronically transmitting, by the computing device, a data message to a node in a blockchain network, wherein the data message includes at least the generated digital signature, the public key, and the unique value read for each label of the plurality of labels.

Method and system for secure courier transport and data storage via blockchain

A method for using the active connection of connected devices for additional security in the conveyance of sensitive data from a computing device includes: storing sensitive data; storing one or more device identifiers, wherein each device identifier is associated with a connected device separate from the computing device; receiving a user instruction requesting use of the sensitive data; detecting one or more active communication channels between the computing device and external connected devices; identifying, for each of the detected one or more active communication channels, a device identifier associated with the respective external connected device; verifying that at least one of the identified device identifiers is included in the one or more stored device identifiers; and transmitting the sensitive data after the verification.

Method and system for authentication of connected device transactions

A method for transaction initiation with a bypass of merchant systems includes: storing a consumer public key and a blockchain comprised of a plurality of blocks, each block being comprised of a block header and data values, each block header including a block timestamp, and each data value including a unique transaction identifier; receiving a data message originating from a merchant system including a specific transaction identifier, a transaction timestamp, and transaction data; identifying a specific data value in a specific block that includes the specific transaction identifier; verifying that the block timestamp in the specific block is within a predetermined period of time of the transaction timestamp; identifying payment credentials associated with a user transaction account corresponding to the specific data value; and initiating a payment transaction between the merchant system and the transaction account using the identified payment credentials and transaction data.

Method and system for bypassing merchant systems to increase data security in conveyance of credentials

A method for verified data storage via blockchain includes: storing a blockchain comprised of a plurality of blocks, each comprised of a block header and a plurality of transaction values, the block header including a timestamp; receiving a transaction notification including an entity identifier and data values; validating the data values based on a validation notification received from a verifying entity; generating a new block header comprised of a current timestamp, a block reference value, and a transaction reference value, the block reference value being generated via hashing of the block header included in a most recent block based on the timestamp, and the transaction reference value being generated via hashing of new transaction values including the data values; generating a new block comprised of the generated new block header and the new transaction values; and transmitting the new block to a node associated with the blockchain.

Method and system for storage and transfer of verified data via blockchain

A method for secure usage of a gift card via blockchain includes: storing a blockchain including a specific data value related to a gift card that includes a gift card number and a first recipient address; receiving a transfer request including the gift card number, a first digital signature, and a device identifier; verifying the first recipient address based on the first digital signature; generating a new data value comprising the gift card number, the device identifier, and a second recipient address; transmitting the generated new data value to a node associated with the blockchain; receiving a redemption request from a second computing system including the gift card number, a second digital signature, and a submitted device identifier; verifying the second recipient address and submit device identifier based on the second digital signature and the device identifier, respectively; and transmitting a result of the verification to the second computing system.

Method and system for prevention of fraudulent gift cards via blockchain

System and method for facilitating purchase of products from a plurality of different merchants. The system includes a payment processor module that is in communication with a first e-commerce platform associated with a first merchant and a second e-commerce platform associated with a second merchant. The payment processor module is configured to receive data comprising: first product information relating to a first product to be purchased by a customer through the first e-commerce platform; and second product information relating to a second product to be purchased by the customer through the second e-commerce platform. The data is received in real-time without delay after the customer provides an indication of intent to purchase the first and the second products. The payment processor module is further configured to initiate a single transaction based on the data that is received, wherein the single transaction corresponds to the purchase of the first and the second products by the customer.

System and method for facilitating purchase of products from different merchants

Herein disclosed is a method and system to perform product delivery interception. In one implementation, a product delivery interceptor receives, from a purchaser, a request to determine availability of a product. The product delivery interceptor identifies a recipient of the product and transmits a bid for the product for consideration by the recipient. The product delivery interceptor acquires the recipient response to the bid and conveys an instruction to reroute delivery of the product to the purchaser if the recipient response indicates acceptance of the bid.

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Uttar Pradesh, India

Nishant Maheshwari