Royal Bank of Canada

Nikhil Singh Shekhawat

Edison U Ortiz

Iustina-Miruna Vintila

Arnold Badal-Badalian

Ambica Pawan Khandavilli

Rasha Khayat

Systems, methods, and machine-executable data structures for the processing of data for the secure creation, administration, manipulation, processing, and storage of electronic data useful in the processing of electronic payment transactions. Aspects of such methods, systems, and data structures include providing at an electronic device, an output indicating that a dynamically-configured electronic token is in a transaction-ready state, where the dynamically-configured electronic token is associated with a plurality of loyalty accounts; in response to one or more signals providing information regarding a location of the electronic device, obtaining token data associated with a loyalty account of the plurality of loyalty accounts corresponding to the location of the electronic device; and via a data communication interface, route a token, generated from the token data, for processing at a transaction processing system.

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Orlando, FL, United States of America

Nikhil Singh Shekhawat