Mastercard International Incorporated

Nibedan Kumar Bhawsinka

Saugandh Datta

Nishtha Gupta

Sahithi Billa

Gaurav Kumar

Ayushi Gupta

A method and a system for authenticating users by implementing artificial intelligence techniques is provided. A graphical user interface (GUI) is rendered on a computing device of a user by a server. The GUI displays objects in random motion. The objects are selected in a sequential manner by the user to form a pattern. With each selection of the object, a corresponding confidence score is determined that is based on a set of factors. Further, the selected object becomes static and the remaining objects that are yet to be selected continue to move in random motion. On forming the pattern, the aggregate of confidence scores is determined to authenticate the user.

Method and system for authenticating users

The invention provides methods, systems and computer program products for identity authentication for payment card based payment transactions. A payment card may be configured for payor identity authentication for the purpose of an electronic payment transaction(s), and may comprise (i) sensors to measure card handling parameters, (ii) an authentication signature generator, configured to generate and store a biometric identity signature associated with an authorized cardholder&#x2014;which signature is based on a first set of card handling parameter data received from the sensors, (iii) a card handling data comparator configured to receive a second set of card handling parameter data from the sensors, retrieve the biometric identity signature associated with the authorized cardholder, and compare the second set of card handling parameter data with data extracted from the retrieved biometric identity signature, and (iv) an authentication decision generator configured to generate an identity authentication decision based on the comparison.

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Odisha, India

Nibedan Kumar Bhawsinka