Indivos Corporation

Smarttouch, Inc.

Yt Acquisition Corporation

Open Invention Network LLC

Other

Holden Properties, LLC

Sports-mitt International

Nexus Payments, LLC

Veristar Corporation

Excel Innovations, Inc.

Edge Mobile Payments LLC

Omnilock Incorporated

Ideapath Inc.

Ned Hoffman

Jonathan Alexander Lee

David Ferrin Pare, Jr

Philip Dean Lapsley

David Ferrrin Pare, Jr

Ali Kamarei

Windshield wiper

A computer implemented method for enabling a payment transaction in a computer system executed at least partially by a computer of a user connected via a communication network to a remote computer comprising a database of payment-related data, said method comprising the steps of: a) accessing the payment-related data of a user from within the database, wherein a web browser extension on the user's computer is invoked by the user clicking on a web browser extension graphical user interface (GUI) widget displayed on the user's computer, wherein secure network access is established to access the user's payment-related data from within the database; b) presenting the user's payment-related data via a pop-up window displayed on the user's computer, without requiring application programming interface integration with a website or a web application of a payee, and without requiring a form re-direct away from the website or the web application of the payee; c) enabling the payment transaction, wherein the web browser extension invokes an auto-complete function to automatically populate fields of a checkout form presented from the website or the web application of the payee with the user's payment-related data.

System and method for web-based payments

A method and a system for conducting financial transactions that include a user selecting from a plurality of proprietary financial accounts to authorize processing of a real-time, on-line electronic financial transaction using only one universal financial token and a remotely located rule-module clearinghouse. The universal financial token is a portable wireless proximity token for universal financial account access having dedicated short range contactless communications capabilities and is encoded with a user's unique user code. The rule-module clearinghouse contains at least one rule-module registered to a user which includes at least one pattern data of a user associated with at least one execution command of the user.

System and method for real-time processing of on-line financial transactions using a universal financial token and a remotely located rule-module clearinghouse

This invention is a method and system for tokenless biometric authorization of an electronic communication, using a biometric sample, a master electronic identicator, and a public communications network, wherein the method includes: an electronic communication formation step, wherein at least one communication comprising electronic data is formed; a user registration step, wherein a user electronically submits a registration biometric sample taken directly from the person of the user; a public network data transmittal step, wherein the registration biometric sample is electronically transmitted to a master electronic identicator via a public communications network, said master electronic identicator comprising a computer database which electronically stores all of the registration biometric samples from all of the registered users; a user registration biometric storage step, wherein the registration biometric sample is electronically stored within the master electronic identicator; a bid biometric transmittal step, wherein a bid biometric sample, taken directly from the person of the user, is electronically transmitted to at least one electronic identicator; a user identification step, wherein an electronic identicator compares the bid biometric sample to at least one registration biometric sample previously stored in an electronic identicator, for producing either a successful or failed identification of the user; an electronic communication authorization step, wherein upon a successful identification of the user by an electronic identicator, at least one electronic communication is authorized for execution; wherein an electronic communication is biometrically-authorized without the user having to present any personalized man-made memory tokens such as smartcards, or magnetic stripe cards.

System and method for tokenless biometric authorization of electronic communications

An acupressure apparatus including a manually adjustable head strap, with a flexible material, extending around the circumference of a user's head, and which can be manually adjusted using any of the following: a hook segment; a loop segment; a button; a buttonhole; a snap; and a snap receptacle. The acupressure apparatus includes a rigid protrusion with a rigid material formed into an essentially domed shape. The protrusion can be affixed to a point of the head strap such that the dome faces the user's glabella. When the user manually adjusts the length of the head strap, the rigid protrusion applies pressure on the user's glabella.

Acupressure apparatus

A door-mounted exercise apparatus, comprising: a) a first strap, operable to removeably circumnavigate a door along its width even when the door is closed, said first strap comprising: (i) a first fastener operable to adjustably tighten the first strap circumferentially around the door's width, such that a user's feet can be inserted between the first strap and the door to securely adhere the feet up against a front or back surface of the door along the door's width, and; b) a second strap affixed to the first strap along a length of the first strap, and; c) a third strap, affixed at the two ends of its length along a width of the first strap, such that the second strap is operable to loop in between the first strap and the third strap, such that each of the user's feet fits between the second strap and the first strap on either side of the third strap, and such that the balls of the user's feet touch the first strap instead of the door's surface; Whereby the door-mounted exercise apparatus enables the user to perform sit-ups with their feet secured.

Door-mounted exercise apparatus

A door-mounted exercise apparatus which includes: a first strap, measuring essentially 1.5 inches wide, essentially 73 inches long, and essentially 0.0625 inches thick, operable to removeably circumnavigate a door along its width, said first strap further including: a) a buckle operable to adjustably tighten the first strap circumferentially around the door's width, such that a user's feet can be inserted between the first strap and the door to securely adhere the feet up against a front or back surface of the door, and; b) a fastening device, said fastening device affixed to the first strap and operable to removeably fasten an elastic band to the first strap, such that the elastic band can be stretched by the user to exercise arm and leg muscles, wherein said fastening device includes any of the following: Velcro&#xae;; snap; button; buttonhole; carabiner; clip, and; ring; Whereby the door-mounted exercise apparatus enables the user to perform sit-ups and other muscle strengthening exercises.

Door mounted exercise apparatus

A method and a system for processing an online financial transaction executed at least partially by a computing device coupled to a communications network, comprising a rule-module nexus for processing an online financial transaction, an on-line verification platform, an online user account registry, wherein the on-line financial transaction comprises a payor-payee transaction, wherein the user is the payor and a merchant is the payee, and comprising at least one of the following: (a) the user and the payee are each directly and independently connected to the rule-module nexus during simultaneous logon sessions via a communication network, and wherein upon the user clicking on a website widget of the payee, the rule-module nexus transmits secure socket layer data directly to the user interface apparatus for display to the user via a pop-up window, without requiring application programming interface integration with a website of the payee and without requiring a form re-direct of the user away from the website of the payee; (b) the buyer, the seller, and the acquirer are each directly and independently connected to the rule-module nexus via a communication network, not necessarily during simultaneous logon sessions, and wherein the rule-module nexus hibernates the financial transaction pending verification the user, invocation of a rule-module, selection of the financial account, and submission of the selected financial account to the acquirer.

Financial transactions using a rule-module nexus and a user account registry

The invention is a system and method for accessing an online user account registry, comprising: a) Approving access to an online user account registry via a verification platform comparing a bid verification data, comprising a unique user code provided from a nexus access token, with a registered verification data; b) Accessing the online user account registry via a rule-module invoked from a rule-module nexus, said online user account registry comprising a plurality of financial accounts of the user; Whereby an online account registry, comprising a plurality of financial accounts, is accessed via a unique user code provided from a nexus access token.

System and method for accessing an online user account registry via a thin-client unique user code

Herein is described a tokenless biometric method for processing electronic transmissions, using at least one user biometric sample, an electronic identicator and an electronic rule module clearinghouse. The steps for processing of the electronic transmissions comprise of a user registration step, wherein a user registers with an electronic identicator at least one registration biometric sample taken directly from the person of the user.

System and method for processing tokenless biometric electronic transmissions using an electronic rule module clearinghouse

Herein is described a tokenless biometric method for processing electronic transmissions, using at least one user biometric sample, an electronic identicator and an electronic rule module clearinghouse. The steps for processing of the electronic transmissions comprise of a user registration step, wherein a user registers with an electronic identicator at least one registration biometric sample taken directly from the person of the user. A formation of a rule module customized to the user in a rule module clearinghouse, wherein at least one pattern data of a user is associated with at least one execution command of the user. A user identification step, wherein the electronic identicator compares a bid biometric sample taken directly from the person of the user with at least one previously registered biometric sample for producing either a successful or failed identification of the user. In a command execution step, upon successful identification of the user, at least one previously designated rule module of the user is invoked to execute at least one electronic transmission. The above-mentioned steps are conducted in a manner wherein a biometrically authorized electronic transmission is conducted without the user presenting any personalized man-made memory tokens such as smartcards, or magnetic swipe cards.

The present invention satisfies these needs by providing an improved system and method for tokenless authorization of an electronic scrip transaction using at least one scrip supporter biometric sample and an electronic identicator. The preferred embodiment of the method comprises the steps of a scrip supporter registration step, wherein a scrip supporter registers with an electronic identicator at least one registration biometric sample, an electronic scrip transaction proposal step, comprising electronic scrip donator account data, at least one transmittal step, wherein a scrip supporter bid biometric sample is obtained from the scrip supporter's person and is electronically transmitted to the electronic identicator, a scrip supporter identification step, wherein the electronic identicator compares the bid biometric sample with at least one registration biometric sample for producing either a successful or failed identification of the scrip supporter, wherein upon successful identification of the scrip supporter, a scrip transaction is biometrically authorized, without the scrip supporter presenting any personalized man-made tokens such as smartcards or magnetic swipe cards.

Growing community of inventors

Sebastopol, CA, United States of America

Ned Hoffman