Capital One Services, LLC

Nathaniel McKinnon

Jeremy J Phillips

Richard Allen Post

Ehab Awadallah

An authentication method includes assigning a risk status to a request received from a remote interaction system, transmitting a notification communication to a device associated with the request, monitoring interaction data from an interaction network, and identifying, from the monitored interaction data, authentication interaction information, the authentication interaction information including a coded sequence and a predetermined authentication identifier. The authentication method also includes comparing the coded sequence in the authentication interaction information to an expected coded sequence and transmitting a verification communication after determining the coded sequence in the authentication interaction information matches the expected coded sequence.

Methods and systems for authentication for high-risk communications

An example method may include transmitting a noise signal through a reader connection of a magnetic reader element. The control component and the magnetic reader element may be associated with a card reader device of a transaction device, and the magnetic reader element may be configured to read a magnetic strip of a transaction card. The method may include receiving, from the magnetic reader element, a reader connection signal from the reader connection. The reader connection signal may include the noise signal. The method may include extracting, from the reader connection signal, a card information signal associated with the transaction card from the magnetic strip. The card information signal may be extracted based on the noise signal. The method may include performing an action associated with the card information signal.

Obfuscation of information obtained by a card reader

Disclosed herein are system, method, and computer program product embodiments for completing the transaction at another ATM upon determining that an ATM where a transaction being performed is unable to complete the transaction. Upon detection of an error condition at the ATM, a current status of the transaction being performed at the ATM and the error condition may be analyzed to determine an option to complete the transaction. Upon determination that the transaction can be completed at the other ATM, a notification may be sent to the customer. In response to the notification, information identifying the transaction may be received from the other ATM, and a session identifying the transaction may be sent to the other ATM, thereby allowing the transaction to complete at the other ATM.

Growing community of inventors

Richmond, VA, United States of America

Nathaniel McKinnon