Jpmorgan Chase Bank, N.a.

Nagesh Chalasani

Jagmohan Singh

Dennis Bowers

Michael S Hartman

Seth M Goldkrantz

W David Thomas

Jason J Kim

Stephani L Breault

Steven Noel Roth

Wade A Stratton

Vidyasankar Narayanan

Keith Reichenbach

Ajit Nalla

Reny Mathew

Steven Aller

Jagan Devisetty

Kapil Bansal

Suzanne Dimant

Claimonte Nelson

Jalpa K Shah

Megan Petrillo

Vakul Garg

Marianna Dulkina

Ibrahim S Mkondera

Daniel A Haas

Matthew Stamy

Daniel M Bond

James Hennessey

Margaret F Evans

Richard S Bunke

Exemplary embodiments can identify the toxic PI combinations and flag these combinations for evaluation. Because organization policies on toxic PI combinations can constantly evolve, the system may be continuously updated with the latest policies. Exemplary embodiments may be used as part of an automated code review for application development and for monitoring of existing applications and programs. Thus, exemplary embodiments take the guesswork out of identifying risks in applications and programs by providing an automated tool that can scan and identify toxic combinations in accordance with various policies.

Automated detection, elimination, and prevention of toxic combinations for personal information data

A method for presenting pre-approved and pre-underwritten offers to a customer may include: receiving targeting criteria based on at least one of current accounts with the financial institution, assets, creditworthiness, and credit risk for an offer for a financial product; identifying a target population of customers for the offer by applying the targeting criteria to a population of customers; reviewing each customer in the target population for underwriting for the financial product based on inferred income for each customer and accounts that each customer has with the financial institution, wherein the underwriting is performed before the financial product is offered; determining a channel to present the offer to one of the customers that passed underwriting; communicating the offer to the customer over the selected channel; and providing an accepted offer to a fulfilment engine, wherein the fulfilment engine initiates an account opening for the financial product.

Systems and methods for pre-approving and pre-underwriting customers for financial products

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Frisco, TX, United States of America

Nagesh Chalasani