Wells Fargo Bank, N.a.

Naga Adapala

Sushil Kumar Vyas

Kristin K Koppelman

Carine P Gursky

Gregg R Napoli

Bipin M Sahni

Nishant Usapkar

Kevin Bouey

Aravind Krishnasamy

Judd Holroyde

A provider institution computing system includes a customer database structured to retrievably store information relating to a customer of an originator institution associated with an originator computing system and a transaction processing circuit coupled to the customer database. The transaction processing circuit is structured to receive, from an originator computing system, information including at least information for a destination account at a destination institution, generate a first transaction request including a transaction identification code associated with the first transaction request including an originator identifier corresponding to the originator computing system, transmit to one of a plurality of institutions a tracking request including the originator identifier and an instruction to provide a tracking update for the first transaction request, provide a user interface that includes a list of transaction requests having transaction identification codes associated with the customer, and provide information regarding a travel history of the first transaction request.

Systems and methods for trackable transaction requests

A provider institution computing system includes a customer database storing customer information, a network interface circuit structured to enable an exchange of information over a network, and a transaction circuit generating trackable transaction requests. The transaction circuit is structured to: receive information including a transaction type and destination account information; generate a transaction request including at least one tracking instruction and a transaction identification code associated with the transaction request; transmit the transaction request to a correspondent institution; generate a graphical user interface that includes a list of transaction requests that have transaction identification codes associated with the customer, the list including tracking information, the transaction identification code, and information regarding an estimated date that the first transaction request will be settled; provide the graphical user interface to a customer device; provide information regarding a travel history of the transaction request; and settle the transaction request.

A system, method, and computer-readable storage media for performing a transaction for a customer of a financial institution using math-based currency (MBC), the system comprising a permissioned ledger banking system comprising a transaction circuit comprising a transaction processor and a transaction memory, an account mapping circuit comprising an account mapping processor and an account mapping memory, and an MBC account database comprising an MBC account of the customer, a fiat banking system comprising an account management circuit and a customer fiat accounts database, and the permissioned ledger banking system and the fiat banking system are connected via a communications network, wherein the account management circuit comprises an account management processor and an account management memory storing executable account management instructions that when executed by the account management processor causes the account management processor to perform steps of storing a fiat account of the customer in the customer fiat accounts database.

Systems and methods for transferring fiat currency via mapped math-based currency accounts

A method, system, and apparatus for performing a transaction for a customer having a fiat account with a financial institution. The method includes receiving a transaction request from the customer, the transaction request including a request to transfer a first amount of fiat currency to a receiving account held at a partner financial institution; determining a second amount of math-based currency ('MBC') corresponding to the first amount of fiat currency, wherein the MBC is held in an MBC wallet account; transmitting the second amount of MBC to a partner financial institution computing system of the partner financial institution via a permissioned blockchain system; updating the MBC wallet account to reflect the transaction; debiting a fiat account balance associated with the fiat account of the customer by the first amount; and transferring fiat currency between the financial institution and the partner financial institution to settle a plurality of transactions.

Systems and methods relating to generating trackable transaction requests are disclosed. A financial institution computing system includes a customer database storing financial information and tracking information, a network interface circuit enabling the financial institution computing system to exchange information over a network, and a transaction circuit generating trackable transaction requests across a plurality of financial institutions. The transaction circuit receives financial information from an originator computing system over the network and generates a corresponding transaction request including a transaction identification code. The transaction request is transmitted to a correspondent institution over the network and tracking information is received from at least one correspondent institution. The tracking information is provided to the originator computing system the transaction circuit settles the transaction request.

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Pleasanton, CA, United States of America

Naga Adapala