Mastercard International Incorporated

Mohamed Abouelenin

Anthony Lopreiato

Some embodiments may provide systems, methods and computer program code to method to facilitate an interaction involving a user which include determining that a user authentication is required to complete the interaction, identifying at least a first verified device associated with the user, and transmitting an authentication message to the at least first verified device.

Systems and methods for intelligent step-up for access control systems

Systems and methods for use in tokenization are disclosed. One example method includes receiving a request to provision a biometric for biometric transactions to a payment account where, the request includes a cryptogram associated with a transaction to said payment account and/or a transaction ID for the transaction. The method also includes checking with an issuer whether the payment account is supported for biometric transactions, receiving an indicator of eligibility, and then requesting a biometric from the user. The method further includes receiving biometric data indicative of the user's biometric, and transmitting a request to the issuer to enable biometric transactions for the payment account.

Systems and methods relating to tokenization

Provided are systems and methods for securely providing an encryption key from a remote resource to a secure element. In one example, the method may include receiving transaction data for settling a payment transaction between a merchant and a cardholder of the computing device, reading a merchant encryption key stored in a secure element of the computing device and received from a remote computing service, dynamically generating, via the secure element, a cryptogram that remotely authenticates the transaction data using the merchant encryption key, and transmitting the dynamically generated cryptogram to a computing system associated with the merchant.

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San Francisco, CA, United States of America

Mohamed Abouelenin