United Services Automobile Association (usaa)

Minya Liang

Bharat Prasad

Reynaldo Medina, Iii

Charles Lee Oakes, Iii

Thomas Bret Buckingham

Vijay Jayapalan

Michael Patrick Bueche, Jr

Ruthie D Lyle

Justin Dax Haslam

Maland Keith Mortensen

Rickey Dale Burks

Eric J Smith

John Raymond Harris

Zakery Layne Johnson

Anthony Scott Farnsworth

Ross Andrew Thiele

Joshua Samuel Leonard

Robert Wilson Barner

Joshua S Kerr

Gunjan Chandraprakash Vijayvergia

Andrew L Anaruk

John Shelton

Adrian Borunda

Heather Hernandez

Cory S Pickrel

William H Wright, Iii

Nolan Serrao

Jeffrey William Gallagher

Nathan J Rowe

Enrique A Tamayo

Elizabeth Guerrero

Nicole Calderon

Wesley Purcell

Luis Mireles

Felisa Flores

David W Gaither

Eric David Schroeder

Ravi Durairaj

Gabriel Carlos Fernandez

Snehal Desai

Sudarshan Rangarajan

Steven James Schroeder

Joseph Gregory Delong

Jonathan Huntington Rhea

Christopher Bess

Joel S Hartshorn

Thomas Wayne Schwarz, Jr

Jeanie Graciela Lopez

Paula Ann Whittington

Celena Dortch

Teddy J E Voutour

Teddy Joseph Edmond Voutour

Embodiments are described herein for document authentication certification using information stored on a distributed ledger such as a blockchain. A distributed ledger may securely store document data describing the document. Use of a distributed ledger may provide an immutable, readily auditable record of the history of the document. Each user participating in the system may be assigned a unique identifier to be used for conducting transactions on the distributed ledger network. A user may also be provided with a digital security token such as a cryptographic key that is useable to authenticate the user and enable access to the document data stored on the distributed ledger(s).

Document authentication certification with blockchain and distributed ledger techniques

A system includes at least one processor and at least one non-transitory computer-readable media communicatively coupled to the at least one processor. In an embodiment, the at least one non-transitory computer-readable media stores instructions which, when executed, cause the processor to perform operations including receiving a request to insure an item of personal property. The operations also include determining ownership of the item based on information stored on a distributed ledger. The operations also include determining authenticity of the item based on the information stored on the distributed ledger. The operations also include determining a value of the item based on the information stored on the distributed ledger. The operations also include generating an insurance policy for the item based at least in part on the ownership, the authenticity, the value, or any combination thereof.

Systems and methods for managing financial transaction information

Methods, systems, storage media for authentication are described. On the methods includes receiving, at a smart contract on a distributed ledger, a signed authentication challenge. The method includes verifying the identity of the user who signed authentication challenge. The method includes raising an event that indicates that the user has been authenticated; wherein a server listens for events from the smart contract, and associates a session between the browser and the server with the user based on the event.

PKI-based user authentication for web services using blockchain

The APPARATUSES, METHODS AND SYSTEMS FOR A PUBLISHING AND SUBSCRIBING PLATFORM OF DEPOSITING NEGOTIABLE INSTRUMENTS (hereinafter 'PS-PLATFORM') provides a negotiable instrument data publish and subscribe framework, whereby financial institutions may exchange negotiable instrument deposit data and/or validation information within the publish and subscribe framework. In one embodiment, the PS-PLATFORM may register a financial institution as a subscriber and provide financial transaction information to the financial institution based on the subscription.

Apparatuses, methods and systems for a publishing and subscribing platform of depositing negotiable instruments

An image of a check that is in the field of view of a camera is monitored prior to the image of the check being captured. The camera is associated with a mobile device. When the image of the check in the field of view passes monitoring criteria, an image may be taken by the camera and provided from the mobile device to a financial institution. The image capture may be performed automatically as soon as the image of the check is determined to pass the monitoring criteria. The check may be deposited in a user's bank account based on the image. Any technique for sending the image to the financial institution may be used. Feedback may be provided to the user of the camera regarding the image of the check in the field of view.

System and method for mobile check deposit enabling auto-capture functionality via video frame processing

Techniques are described for managing a network through use of a security device that includes, or has access to, a blockchain node. The security device may manage a network of Internet-of-Things (IoT) devices in a home or other environment. The security device may act as an intermediary to manage secure, trusted communications between the IoT device(s) and external service(s). The security device may also provide network security features such as a network firewall. In some implementations, the security device may run a blockchain node, and the blockchain could be used to establish a verifiable home identity. The security device may interact with external resources and/or services, such as utility services, e-commerce services, and so forth, through this secure mechanism.

Distributed ledger for network security management

Methods and systems for multiple channel authentication are described. In one embodiment, a request for an interaction is initiated from within a mobile application. The request may include authentication information and contextual information relating to a current exchange between the mobile application and an organization. The user may be authenticated with the authentication information and the request may be routed to a representative based on the contextual information to continue the exchange.

Methods and systems for multiple channel authentication

Techniques are described for managing devices, such as Internet of Things (IoT) devices, using smart contract(s) on a distributed ledger (e.g., blockchain). Smart contract(s) executing on a distributed ledger may control access to one or more devices in a home or other environment. The smart contract(s) may employ information stored on the distributed ledger and information in a transaction sent to the smart contract(s) to determine whether particular user(s) and/or process(es) may access the device(s), issue commands to the device(s), access data generated by the device(s), and/or control the device(s). The smart contract(s) may provide a secure portal through which user(s) and/or service(s) may access device(s) for command and control of such device(s), and secure access may be based on permission information that is specified or provided by an owner or operator of the device(s) and that is stored on the distributed ledger.

Distributed ledger for device management

An alignment guide may be provided in the field of view of a camera associated with a mobile device used to capture an image of a check. When the image of the check is within the alignment guide in the field of view, an image may be taken by the camera and provided from the mobile device to a financial institution. The alignment guide may be adjustable at the mobile device. The image capture may be performed automatically by the camera or the mobile device as soon as the image of the check is determined to be within the alignment guide. The check may be deposited in a user's bank account based on the image. Any technique for sending the image to the financial institution may be used.

Computer systems for updating a record to reflect data contained in image of document automatically captured on a user's remote mobile phone using a downloaded app with alignment guide

Methods and systems described in this disclosure describe an integration of video sessions across platforms, transforming the user experience. In some embodiments, a user can participate in an interaction via a channel. Next, the system can determine whether the interaction is eligible for a video session with a representative. When the interaction is eligible for the video session, an option for the video session can be displayed on a user interface of the device. After receiving a request for the video session, the video session can be routed to a uniquely skilled representative, where the uniquely skilled representative is determined based, at least in part, on the interaction.

Systems and methods for integrating and conducting video sessions

An intelligent voice assistant privacy regulating system may include a controller including: a device processor; and a non-transitory computer readable medium including instructions executable by the device processor to perform the following steps: receiving a selection from a user as to one or more privacy settings limiting the transmission of data from an intelligent voice assistant; and regulating transmissions from the intelligent voice assistant based on the selection.

Intelligent voice assistant privacy regulating system

Methods, systems, and apparatus, including computer programs encoded on computer storage media, to provide digital identification. One of these methods includes receiving a request for a digital document from a digital wallet executing on a mobile device. The method includes identifying a digital document provider capable of providing the requested document. The method includes sending the request for the digital document to the identified digital document provider. The method includes receiving, from the digital document provider, information that enables the mobile device to view the digital document and does not enable the computer system to view the digital document.

Systems and methods for facilitating digital document communication

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San Antonio, TX, United States of America

Minya Liang