United Services Automobile Association (Usaa)

Michelle Leib

Bryan J Osterkamp

Emily Kathleen Krebs

Matthew David Nolte

Marcus Lee Willard

Raquel Alexis Low

Methods and systems described in this disclosure generally relate to presentation of electronic offers that are viewable on financial instruments (e.g., credit cards and debit cards) by users. More specifically, various embodiments of the present disclosure relate to methods and systems for embedding information pertaining to the electronic offers on a financial instrument of a user. The information can be displayed on a screen or using flashing lights included inside or on the surface of the financial instrument. These offers can be provided by merchants or by banks and financial institutions associated with the financial instrument. In some embodiments, the financial instrument communicates with a mobile application running on a user's mobile device via wireless communication methods to receive offer-related information provided by the mobile application.

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San Antonio, TX, United States of America

Michelle Leib