Composecure, LLC

Jpmorgan Chase Bank, N.a.

American Express Travel Related Services Company, Inc.

Citicorp Credit Services, Inc. (usa)

Citicorp Credit Services, Inc.

Michele Logan

Adam Lowe

Syeda Hussain

Dori Skelding

John Herslow

David Finn

Todd S Thomson

Lisa A Webb

Lisa E Skilling-Belmond

Dori K Skelding

Kimberly A Cranston

John J Wenger

James H Cameron, Jr

A transaction card having a metal layer, an opening in the metal layer for a transponder chip, and at least one discontinuity extending from an origin on the card periphery to a terminus in the opening. The card has a greater flex resistance than a card having a comparative discontinuity with the terminus and the origin the same distance from a line defined by a first long side of the card periphery in an absence of one or more strengthening features. Strengthening features include a discontinuity wherein one of the terminus or the origin are located relatively closer to the first long side of the card periphery than the other, a plurality of discontinuities wherein fewer than all extend from the card periphery to the opening, a self-supporting, non-metal layer disposed on at least one surface of the card, or one or more ceramic reinforcing tabs surrounding the opening.

Transaction card having a metal layer and a method for making the transaction card

DI capacitive embedded metal card

Di capacitive embedded metal card

Layer of a transaction card

Transaction card

Hybrid transaction device

In a smart card having an antenna structure and a metal layer, an insulator layer is formed between the antenna structure and the metal layer to compensate for the attenuation due to the metal layer. The thickness of the insulator layer affects the capacitive coupling between the antenna structure and the metal layer and is selected to have a value which optimizes the transmission/reception of signals between the card and a card reader.

Card with metal layer and an antenna

A transaction card has a substructure consisting at least in part of a layer of fibrous material, such as carbon fiber strands or filaments, arranged in a pre-selected pattern, such as a weave pattern, that is at least partially enclosed by a transparent plastic film. A sheet is laminated on each of two opposing faces of the substructure to form a transaction card core. One or both of the sheets laminated on the opposing faces of the substructure is also made of a transparent material, and one or both of the two opposing faces of the transaction card core can be printed. An over-laminate film, such as a transparent polyvinyl chloride plastic film, can be laminated on each of two opposing faces of the transaction card core.

Transaction card with carbon fiber substructure and method of making same

Growing community of inventors

Madison, NJ, United States of America

Michele Logan