Truist Bank

Other

Michaela Rose Cestari

Reinaldo Gamaliel Rivera Colon

Everardo Calamaco, Jr

Jeffrey Jason Griffin

Natalie Stormer

A computer server may receive location data from a mobile client device and may compare the location data to predefined secure location definitions, which may be trusted or private locations. The computer server may receive a request from the mobile client device to access network resources or services, and the computer server may determine, using a result of comparing the location data and the one or more predefined secure location definitions, an authentication process for providing the mobile client device with access to the network resources or services. The computer server may execute the authentication process and may provide the mobile client device with access to the network resources or services.

Location-based mobile device authentication

In some examples, a computing device can receive information about different gestures and output different application pages of an application, depending on the type of gesture associated with the information received. Mappings can be used to determine the application page to output a command to display, based on the gesture.

Direct access authentication using gestures

A server programmed for adjusting a familiarity score associated with a merchant location based on a transaction history associated with the merchant location is disclosed herein. The familiarity score may indicate a likelihood of a customer being geographically familiar with the merchant location. The transaction history associated with the merchant location may include a history of financial transactions executed by the customer at the merchant location. A magnitude of an adjustment may be mediated by a machine-learning algorithm trained to adjust the familiarity score to at least raise or maintain a customer engagement score with a transaction map or reduce zoom level adjustments of the transaction map by the customer. The server may also be programmed to adjust the familiarity score based on location data for a mobile device. The location data may include a time-ordered, duration-specified history of the customer relative to the merchant location The magnitude of the adjustment may be mediated by the machine-learning algorithm. The server may also be programmed to select a zoom level of a graphical user interface (GUI), based on the familiarity score, for the transaction map containing the merchant location. The transaction map may be a navigational map displaying at least one merchant location as it relates to at least one financial transaction.

Adjusting a zoom level of a transaction map

In some examples, a computing device can receive information about different gestures and output different application pages of an application, depending on the type of gesture associated with the information received. The different pages can provide different functional features for the application. Mappings can be used to determine the application page to output a command to display, based on the gesture.

Direct access using gestures

A computer server is disclosed that may include a processing unit and a computer-readable memory that may store computer-executable instructions that are executable by the processing unit to cause the computer server to perform various operations. The computer server may receive location data from a mobile client device and may compare the location data to predefined secure location definitions, which may be trusted or private locations. The computer server may receive a request from the mobile client device to access network resources or services, and the computer server may determine, using a result of comparing the location data and the one or more predefined secure location definitions, an authentication process for providing the mobile client device with access to the network resources or services. The computer server may execute the authentication process and may provide the mobile client device with access to the network resources or services.

A mobile computing device can include a processing unit, wireless communication interfaces, and a computer-readable memory including instructions executable by the processing unit to cause the device to perform various operations. The device may receive a request to access an application includes application pages that may be configured to provide functional features of the application, and in response to receiving the request, may present an authentication user interface (UI) and may detect a gesture from a user by the UI. The device may transmit the gesture to an authentication server and may receive a confirmation from the server that the user has been successfully authenticated. The device may determine a specific application page to present to the user based on the gesture by accessing mappings between the application pages and corresponding gestures. The specific application page, providing functional features, can be presented to the user by the device.

Growing community of inventors

Cary, NC, United States of America

Michaela Rose Cestari