Google Inc.

Michael William Springer

Aneto Okonkwo

Fan Jiang

Patrick Pui Wah Leung

Malgorzata Monika Lisowiec

Gökhan Hasan Bakir

Adam Douglas Smith

Ismail Cem Paya

Mark A Limber

Francois Bailly

Olivier Bailly

Depositing funds onto smart cards for use during processing of purchases. A device creates a deposit request and transmits the request to a remote system. The remote system processes the request and transmits a deposit record to the device, which in turn transmits the record to the smart card. If the device has network access, it transmits a deposit confirmation to the remote system, which updates the smart card account to include the confirmation. If the device unable to connect to the remote system, the deposit confirmation is transmitted when the smart card is involved in a future transaction. During the future transaction, the smart card transmits its transaction history, which comprises the deposit confirmation, to the device, and the device transmits the transaction history to the remote system. The remote system updates the smart card account to include the deposit confirmation.

Pending deposit for payment processing system

A method of reviewing geo-coded information at a geographic information system is disclosed. The method may include receiving information identifying a geo-located object from a submitter of the object, receiving information identifying the location of the geo-located object from the submitter, and receiving a request from a user of the geographic information system for one or more geo-located objects that includes the submitted geo-located object, and transmitting information for permitting display of the geo-located object to the user of the geographic information system.

Shared geo-located objects

Preventing fraud during an offline transaction by encoding a randomly-generated card verification code onto a smart card. The verification code is transmitted to a contactless device during each transaction, wherein it is cross-referenced with the account number to ensure presence of the card. Also, every transaction record is signed by an access key resident on the contactless device and certified by a signing key resident on a remote system. Funds may be deposited onto the card when the contactless device creates a deposit request, signs the request using an access key and transmits it to the remote system, which in turn processes the request and certifies it with a signing key. Funds may be withdrawn when the contactless device creates a withdrawal record and signs it using an access key. The remote system verifies the signatures and certifies the records using a signing key when the records are later transmitted.

Presence-of-card code for offline payment processing system

Transaction signature for offline payment processing system

In-card access control and monotonic counters for offline payment processing system

Growing community of inventors

Zurich, Switzerland

Michael William Springer