Target Brands, Inc.

Michael T Greeder

James L Mazour

Michael D Salters

Marc R Black

Glenda L Berg

Rajkumar Viswanathan

Ann Elizabeth Bailey

Shannon L Warner

Lisa Mellas

Systems and methods for providing a loyalty and rewards system that implements a user incentive program using smart card technology are provided. A loyalty system allows a user to systematically search, identify, store, and redeem electronic coupons and rebates associated with products from a large number of providers and manufactures. The loyalty system also integrates the activities associated with the user incentive program (e.g., coupon collection, storage, and redemption, etc.), with existing payment methods (e.g., charging a credit card, etc.) using smart card technology. Thus, the loyalty system allows the user to obtain savings and otherwise participate in the user incentive program without adding time consuming and tedious processing that is normally associated with coupon and rebate programs.

Identifying and dispensing special offers based on current and/or past transactions

Systems and methods for providing a user incentive program using circuit chip technology

Systems and methods for providing a user incentive program using smart card technology

Growing community of inventors

Maple Grove, MN, United States of America

Michael T Greeder