The Pnc Financial Services Group, Inc.

Michael Scott Ley

Bryan Lee Mackrell

Christine Johns

David Wisely Vondle

Michael Aaron Chapman

Rodney Hal Monson

Mark Alexander Jones

Jennifer Marie Levin

Chui-Ling Michelle Moy

Thomas Kunz

Hyun Jin Ko

Marieke Smets

Christopher Michael Bajgier

Jerry Scheller

Peter Ehling

Dario Francesco Buzzini

Matthew Edward Steenson

Bryan L Maokrell

Marleke Smets

An information graphic displayable via an electronic user interface to integrate information from accounts held at a financial institution. In one embodiment, the information graphic includes a first graphic element to display first information associated with at least one first account and a second graphic element to display second information associated with at least one second account. A dimension of the first graphic element is representative of the first information and a dimension of the second graphic element is representative of the second information. A first portion of the second graphic element is selectable to alternately virtually hide and display a second portion of the second graphic element.

User interfaces and system including same

A method for displaying an information graphic via an electronic user interface to integrate information from accounts held at a financial institution. In one embodiment, the method includes displaying a first graphic element to display first information associated with at least one first account and displaying a second graphic element to display second information associated with at least one second account. A dimension of the first graphic element is representative of the first information and a dimension of the second graphic element is representative of the second information. Displaying the second graphical element includes displaying a first portion of the second graphic element that is selectable to alternately virtually hide and display a second portion of the second graphic element.

Display screen portion with icon

A graphical user interface including a controller for redistributing funds between a first account and a second account. The controller includes a slidable element positionable over a fixed background element to define a first segment and a second segment of the background element. A length of the first segment is representative of a balance of the first account, and a length of the second segment is representative of a balance of the second account.

User interface with controller for selectively redistributing funds between accounts

Strategies, tools and techniques for establishing purchase cards for customers of a financial institution are provided. A primary purchase card can be established for a customer in association with at least one account of the financial institution. Also, at least one secondary purchase card can be established for the customer in addition to the primary purchase card. The secondary purchase card can be linked to the primary purchase card and to at least one of the same accounts associated with the primary purchase card. Customer configuration of various rules for the secondary purchase card can be facilitated, such as rules that govern purchase limits, activation parameters, deactivation parameters, and/or automatic replenishment schedules for the secondary purchase card.

Secondary purchase card for financial transactions ('cap card')

A computer-assisted method of presenting a plurality of financial accounts as a unitary financial account. The method includes displaying, on a graphical display, a graphical representation of a first financial account and displaying, on the graphical display, a graphical representation of a second financial account, wherein the graphical representation of the first financial account and the graphical representation of the second financial account are displayed as a unitary graphical representation that conveys to a user that the first financial account and the second financial account are a partitioned unitary financial account. The method also includes enabling the user to transfer monetary funds between the first financial account and the second financial account by manipulation of the unitary graphical representation.

Bundled financial accounts

A computer-assisted method for an automatic savings plan. The method includes calculating a savings amount from a cent amount of each of a plurality of transactions. The method also includes transferring the savings amount from a first account to at least one receiving account.

Savings system based on cent portion of transaction amount

A computer-assisted method for alerting a user of a potential negative balance condition in a financial account. The method includes estimating a future account balance of the financial account and determining whether the future account balance will be a negative value. The method also includes generating for display, in a graphical format, an alert to the user that signifies when the future account balance is the negative value.

Systems and methods for scheduling and tracking account activity

A computer-assisted method for segregating funds within an existing financial account by a user of the account. The method includes creating at least one separate folder that is hidden from the user and allocating a user-specified amount of funds to the separate folder from the existing financial account. The method also includes transferring an amount of funds from the separate folder to the existing financial account upon occurrence of a user-specified goal.

Hidden money folders

Various embodiments are directed to computer-implemented systems and methods for providing financial information to a user. A computing device may receive from a financial server system data indicative of a balance of a first financial account of the user; a balance of a second financial account of the user; and a balance of scheduled payments to be deducted from the first financial account. The computing device may provide a graphical interface to the user. The graphical user interface may comprise a balance indicator having a first segment having a first area proportional to the balance of the first financial account; a second segment having a second area proportional to the balance of the second financial account, wherein a sum of the first area and the second area is substantially constant independent of the balances of the first and second financial accounts; and a scheduled payments indicator.

Providing financial account information to users

Various embodiments are directed to systems and methods for generating and delivering a reimbursement request from a customer of a financial institution. According to various embodiments a transaction list may be displayed to a customer. The transaction list may comprise transactions on the customer's account at the financial institution. An indication of a transaction to be reimbursed selected from the list, an indication of a recipient of the reimbursement request, an indication of the reimbursement request amount, and a text message may be received from the customer. The reimbursement request may be generated by packaging an indication of the customer, a description of the transaction to be reimbursed, the indication of the recipient, the indication of the reimbursement request amount and the text message into a message format. The reimbursement request may be transmitted to the recipient.

Growing community of inventors

Moon Township, PA, United States of America

Michael Scott Ley