Cardinalcommerce Corporation

Michael Roche

Scott Rauhe

Chandra S Balasubramanian

Michael A Keresman, Iii

Adam Ratica

Matthew Yucha

Phillip Romano

Michael A Keresman

A method and corresponding system for supporting authentication processing of commercial transactions conducted over a communications network between consumers and merchants. Payment information for a commercial transaction between a consumer and a merchant is received over the communications network. The payment information identifies a payment instrument supporting an authenticated payment program. A determination is made as to whether to authenticate the consumer using the authenticated payment program based on authentication criteria defined by the merchant. The consumer is authenticated over the communications network in accordance with the authenticated payment program if authentication is determined to be appropriate based on the authentication criteria defined by the merchant.

Electronic payment processing method and system with smart/authenticate fields and definitions

A system for processing e-commerce transactions. The system includes one or more processors programmed to receive a selection of one or more alternative payment brands from a merchant. Each of said alternative payment brands including a different merchant application process. Further, the processors are programmed to receive merchant information from the merchant necessary to apply to the selected alternative payment brands and apply to each of the selected alternative payment brands using the merchant information in accordance with the merchant application process for the selected alternative payment brand.

Universal merchant application, registration and boarding platform

Growing community of inventors

University Heights, OH, United States of America

Michael Roche