Cybersource Corporation

Michael Pe Jimenez

Jeffrey Leroy King

Theodore Arthur Strout

Timothy Robert Harding

William Alfred Wright

Robert John Ford

A merchant generates a customized service strategy related to a suite of electronic transaction services hosted by a service provider. The custom strategy specifies services to perform, and possibly an order in which to perform the services, by a service provider in relation to an electronic transaction associated with the merchant. Through use of a user interface, the strategy can be represented as a graphical decision tree, with terminal nodes representing services or actions. A customized strategy is transmitted to a service provider, as is transaction related information, whereby the service provider can service the transaction according to the strategy and based on the transaction information. Scheduling information that specifies different strategies to apply to different transaction scenarios can be generated. A strategy is selected by a service provider based on the scheduling information and transaction information, and is used to service one or more electronic transactions.

Method and apparatus for custom strategy specification in a hosted electronic transaction service system

A method and apparatus are disclosed for communicating state information in an electronic message. First data representing a state of an electronic transaction is encoded, to result in creating an encoded message element that is impractical for a recipient to decode. For example, steganographic invisibility encoding may be used. The encoded message element is sent as part of a first message associated with the transaction. A second message associated with the transaction is received, and the third message includes the encoded message element. The encoded message element is decoded, to result in recovering the state of the transaction, which is used in processing the second message. As a result, large volumes of state information are sent to clients for local, transitory storage, precluding the need for a large state data store on the server side.

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San Carlos, CA, United States of America

Michael Pe Jimenez